Saginaw County property record for 563 S Pine St, Hemlock, MI 48626 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1972 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Sep 2023) |
| Tax Bill | $680 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-0303-000 |
| Primary APN | 22-12-2-28-0303-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 330 ft deep x 66 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | Deck Area |
| Patio Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 563 S PINE ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 66 FT OF N 132 FT OF S 462 FT OF W 330 FT OF E 660 FT OF OUTLOT HEMLOCK CITY SEC 28 T12N R2E *ACT 135 ENERGY EXEMPTION CERT. NO. 84-2270 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | HEMLOCK CITY SUB |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 12100 |
Source: Saginaw County records · APN 22-12-2-28-0303-000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 GEORGE ST, 1, MIDLAND, MI 48640-5737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Jul 28, 2021 | Intrafamily Transfer, Transfer |
| Jul 28, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 24, 2018 | Loan Modification, Mortgage · Conventional Mortgage ELGA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Oct 31, 1977 · Amount on Record |
| Deed Document Number | 202321513 |
| Prior Transfer Date | Jun 08, 2016 |
| Prior Transfer Doc | 0000017614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 28, 2023 |
| Property Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Number | 0000021513 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023021513 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20089 PINE LAKE RD, BATTLE CREEK, MI 49014-8154 |
| Name | Verified Name |
|---|---|
| Address | 610 GEORGE ST APT 1, 1, MIDLAND, MI 48640-5737 |
| Document Number | 0000021514 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023021514 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0000021515 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023021515 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Number | 0000038769 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 2021038769 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 28, 2021 |
| Property Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Number | 2021025398 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021025398 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 28, 2021 |
| Property Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Number | 2021025399 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021025399 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 563 S PINE ST, HEMLOCK, MI 48626-9411 |
| Document Number | 0000024470 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2018 |
| Name | Verified Name |
|---|---|
| Address | 563 S PINE ST HEMLOCK MI 486269411, HEMLOCK, MI 48626-9411 |
| Document Number | 0000024470 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 24470 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.37% |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,200 (+9.37%) | $142,400 (+9.37%) | |
| 2025 | $680.00 (-71.09%) Homeowner's exemption | $65,100 (+17.72%) | $130,200 (+17.72%) |
| 2023 | $55,300 (+18.42%) | $110,600 (+18.42%) | |
| 2022 | $2,352.00 (+5.23%) Homeowner's exemption | $46,700 | $93,400 |
| 2021 | $2,235.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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