529 S Pine St, Hemlock, MI 48626 Property Records

Saginaw County property record for 529 S Pine St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,340 sqft · built 1948
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2022)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0257-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0257-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	132 ft deep x 120 ft wide
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	15 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	529 S PINE ST
City	HEMLOCK
State	MI
Zip	48626-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 7 & 8 BLK 19 HEMLOCK CITY SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	HEMLOCK CITY SUB
Legal Block	19
Legal Lot Number	7-8
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2033
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	529 S PINE ST, HEMLOCK, MI 48626-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU
Aug 31, 2021	Intrafamily Transfer, Transfer
Aug 31, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	202214702
Prior Transfer Date	May 1, 2007
Prior Transfer Doc	2021028633
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 12, 2022
Property Address	529 S PINE ST, HEMLOCK, MI 48626-9411
Document Number	0000014702
Map Reference	LB 1 PG 1
Instrument Date	May 6, 2022
Instrument	2022014702
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6910 FERGUS RD, 6910, SAINT CHARLES, MI 48655-9615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 W SAGINAW ST, MERRILL, MI 48637-8729

Mortgage

Document Number	0000014703
Date	May 12, 2022
Instrument	2022014703

Lender

Name	FRANKENMUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Aug 31, 2021
Property Address	529 S PINE ST, HEMLOCK, MI 48626-9411
Document Number	2021028633
Instrument Date	May 1, 2007
Instrument	2021028633
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 S PINE ST, HEMLOCK, MI 48626-9411

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Aug 31, 2021
Property Address	529 S PINE ST, HEMLOCK, MI 48626-9411
Document Number	2021028635
Instrument Date	May 1, 2007
Instrument	2021028635
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 S PINE ST, HEMLOCK, MI 48626-9411

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,100 (+8.31%)	$164,200 (+8.31%)
2025	$3,592.00 (+53.77%) Homeowner's exemption	$75,800 (+16.8%)	$151,600 (+16.8%)
2023		$64,900	$129,800
2022	$2,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile.

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