558 S Pine St, Hemlock, MI 48626 Property Records

Saginaw County property record for 558 S Pine St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,559 sqft · built 1934
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2021)
Tax Bill	$628 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0294-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0294-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	558 S PINE ST
City	HEMLOCK
State	MI
Zip	48626-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N 66 FT OF S 495 FT OF E 132 FT OF W 544.5 FT OFOUTLOT HEMLOCK CITY SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	HEMLOCK CITY SUB
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2029
Census Tract	12100

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	558 S PINE ST, HEMLOCK, MI 48626-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS LLC
Nov 1, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Jul 9, 2001 · Amount on Record
Deed Document Number	202126829
Prior Transfer Date	Dec 4, 2012
Prior Transfer Doc	0000038274
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 12, 2021
Property Address	558 S PINE ST, HEMLOCK, MI 48626-9411
Document Number	2021026829
Instrument Date	Jun 8, 2021
Instrument	2021026829
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	558 S PINE ST, 558, HEMLOCK, MI 48626-9411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	558 S PINE ST, HEMLOCK, MI 48626-9411

Mortgage

Document Number	2021026830
Date	Aug 12, 2021
Instrument	2021026830

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	558 S PINE ST, HEMLOCK, MI 48626-9411
Document Number	0000028178
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 S PINE ST HEMLOCK MI 486269411, HEMLOCK, MI 48626-9411

Mortgage

Document Number	0000028178
Date	Nov 18, 2019
Instrument	28178

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,200 (+27.85%)	$152,400 (+27.85%)
2025	$628.00 (-76.89%) Homeowner's exemption
2023		$59,600	$119,200
2022	$2,717.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile USA.

Nearby Properties on S Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures