540 S Pine St, Hemlock, MI 48626 Property Records

Saginaw County property record for 540 S Pine St, Hemlock, MI 48626 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,164 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
Garage1,174 sqft
OccupancyOwner Occupied
Tax Bill$625.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-12-2-28-0264-000

Interior

Full Baths1 Baths
Building Area1,164 sqft Living Area
1st Floor1,164 sqft 1st Floor
Basement Area1,164 sqft Basement
Unfinished Basement1,118 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area26,136 sqft (0.6 acres)
Depth X Width198 ft x 132 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage Area1,174 sqft Garage
Total Buildings2 Total Buildings
PorchCovered Porch
Porch Area402 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address540 S PINE ST
CityHEMLOCK
StateMI
Zip48626-9411
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 2 & 3 BLK 20 HEMLOCK CITY SEC 28 T12N R2E
Legal Range02E
Legal Township12N
Legal Section28
Legal SubdivisionHEMLOCK CITY SUB
Legal Block20
Legal Lot Number1-3
JurisdictionSAGINAW MI
Minor Civil DivisionRICHLAND
Census Blockgroup2
Census Block2030
Census Tract12100

Owner

Source: Saginaw County records · APN 22-12-2-28-0264-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 S PINE ST, HEMLOCK, MI 48626-9411
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2021
Deed SaleAug 17, 2021
Prior SaleNov 21, 2014 · Amount on Record
Deed Doc Number202127209
Prior Transfer DateAug 03, 2021
Prior Transfer Doc2021027209
Record RefreshedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateAug 17, 2021
Property Address540 S PINE ST, HEMLOCK, MI 48626-9411
Document Number2021027209
Instrument DateAug 03, 2021
Instrument2021027209
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 S PINE ST, HEMLOCK, MI 48626-9411

Mortgage

Document Number2021027210
DateAug 17, 2021
Instrument2021027210
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionRichland Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$78,700 (+11.32%)$157,400 (+11.32%)
2025$625.00 (-75.84%) Homeowner's exemption$70,700 (+16.67%)$141,400 (+16.67%)
2023$60,600$121,200
2022$2,587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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