55 Windsor Ave, Buffalo, NY 14209 Property Records

Erie County and Buffalo City property record for 55 Windsor Ave, Buffalo, NY 14209

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,635 sqft · built 1915
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Aug 2026)
Tax Bill	$2,113 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140200 89.63-4-56`

Property Details

APN / Parcel Number

Primary APN	`140200 89.63-4-56`
Alternative APNs	`02000896300004056000` `04012000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,635 sqft Living Area
1st Floor Area	1,186 sqft
2nd Floor Area	1,137 sqft
Attic	Attic
Attic Area	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	134 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04012000
Street Address	55 WINDSOR AVE
City	BUFFALO
State	NY
Zip	14209-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-4-30
Legal Description	SOUTH COR. BIRD
Legal Subdivision	HOLLAND LAND COMPANY'S SURVEY
Legal Block	4
Legal Lot Number	56.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3000
Census Tract	6302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elmwood Historic District East listed 2016 · 2,450 contributing resources · NRIS 16000108

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage KEY BANK
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Apr 27, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	20262026142517
Deed Book / Page	11464 / 3909
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 4, 2026
Property Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038
Document Number	0000142517
Book / Page	11464 / 3909
Instrument Date	Jul 21, 2026
Instrument	2026142517
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038

Mortgage

Date	Aug 4, 2026

Lender

Name	KEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038

Mortgage

Document Number	0140577965
Date	Jun 28, 2022
Book Page	14057/7965
Instrument	2022122911

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038
Document Number	0139429368
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	55 WINDSOR AVE BUFFALO NY 142091038, BUFFALO, NY 14209-1038

Mortgage

Document Number	0139429368
Date	Jun 12, 2020
Book Page	013942/009368

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 WINDSOR AVE, BUFFALO, NY 14209-1038
Document Number	0138984732
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WINDSOR AVE BUFFALO NY 142091038, BUFFALO, NY 14209-1038

Mortgage

Document Number	0138984732
Date	Jun 6, 2019
Book Page	013898/004732

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,113.00 (-66.55%)
2025	$6,316.00 (+1.53%)	$640,000 (+67.1%) Land $96,000 Building $544,000	$640,000 (+2.77%) Land $96,000 Building $544,000
2024	$6,221.00 (+212.61%)	$383,000 (-) Land $115,000 Building $268,000	$622,764 (+13.82%) Land $186,992 Building $435,772
2023	$1,990.00	$383,000 Land $115,000 Building $268,000	$547,143 Land $164,286 Building $382,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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