38 Ruth St, Geneva, OH 44041 Property Records

Ashtabula County property record for 38 Ruth St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 914 sqft · built 1930
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2025)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-026-00-022-00`

Property Details

APN / Parcel Number

Primary APN	`20-026-00-022-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	374 sqft
Upper Floors Area	187 sqft
Basement Area	353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	105 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	38 RUTH ST
City	GENEVA
State	OH
Zip	44041-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 SOUTH BROADWAY
Legal Subdivision	SOUTH BROADWAY
Legal Lot Number	13
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4008
Census Tract	900

Owner

38 Ruth St is owned and occupied by an individual who bought it in September 2025.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	38 RUTH ST, GENEVA, OH 44041-1533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Deed Document Number	20258673
Deed Book / Page	852 / 1911
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Sep 12, 2025
Property Address	38 RUTH ST, GENEVA, OH 44041-1533
Document Number	0000008673
Book / Page	852 / 1911
Map Reference	VOL 8 PG 47
Instrument Date	Aug 25, 2025
Instrument	2025-00008673
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RUTH STRRET, GENEVA, OH 44041

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 38 Ruth St was $2,413, down 3.2% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,413.00 (-3.25%)	$29,580 (-) Land $6,370 Building $23,210	$84,500 (-) Land $18,200 Building $66,300
2024	$2,494.00 (+70.59%)	$29,580 (-) Land $6,370 Building $23,210	$84,500 (-) Land $18,200 Building $66,300
2023	$1,462.00 (+23.9%)	$29,580 (+25.93%) Land $6,370 Building $23,210	$84,500 Land $18,200 Building $66,300
2022	$1,180.00	$23,490 Land $4,900 Building $18,590
2020			$67,100 Land $14,000 Building $53,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Ruth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Ruth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20