55 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 55 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,078 sqft · built 1950
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Jun 1992)
Tax Bill	$11,814 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`570-201-15-00`

Property Details

APN / Parcel Number

Primary APN	`570-201-15-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Building Area	4,078 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	50,965 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	55 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	PAR 1 (EX ST) TR PM08157
Legal Subdivision	PARCEL MAP NO. 8157
Legal Tract	8157
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	12304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Intrafamily Transfer, Transfer
Jan 7, 2026	Intrafamily Transfer, Transfer
Apr 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 17, 2019	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1992 · Amount on Record
Deed Sale	Jun 29, 1992 · Amount on Record
Prior Sale	May 29, 1987 · Amount on Record
Deed Document Number	1992405834
Last Transfer Date	Nov 12, 1993
Transfer Doc	0000782916
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2026
Property Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115
Document Number	0000002878
Map Reference	FILE 78-531837
Instrument Date	Dec 9, 2025
Instrument	2026-0002878
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 7, 2026
Property Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115
Document Number	0000003459
Map Reference	FILE 78-531837
Instrument Date	Dec 9, 2025
Instrument	2026-0003459
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115

Mortgage

Document Number	0000178710
Date	Apr 25, 2022
Instrument	2022-0178710

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	941 Months
Due	Sep 20, 2100

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	55 PEPPER TREE RD, CHULA VISTA, CA 91910-3115
Document Number	0000427753
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 PEPPER TREE RD CHULA VISTA CA 919103115, CHULA VISTA, CA 91910-3115

Mortgage

Document Number	0000427753
Date	Sep 26, 2019
Instrument	427753

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,018,551 (+2%) Land $450,919 Building $567,632
2025	$11,814.00 (+5.08%)	$998,580 (+4.04%) Land $442,078 Building $556,502
2023	$11,243.00 (+2.97%) Homeowner's exemption	$959,806 Land $424,912 Building $534,894
2022	$10,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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