20 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 20 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,912 sqft · built 1954
Lot Size	0.446 acres (19,426 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Jun 1983)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`574-010-11-00`

Property Details

APN / Parcel Number

Primary APN	`574-010-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,912 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	19,426 sqft (0.446 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	20 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	1/4 SEC 112 POR TR 000166
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000166
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 PEPPER TREE RD, CHULA VISTA, CA 91910-3127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 10, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Jun 10, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 1983 · Amount on Record
Deed Sale	Jun 24, 1983 · Amount on Record
Deed Document Number	1983213291
Last Transfer Date	Jun 4, 2019
Transfer Doc	0000230756
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	20 PEPPER TREE RD, CHULA VISTA, CA 91910-3127
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PEPPER TREE RD, CHULA VISTA, CA 91910-3127

Mortgage

Document Number	0000496580
Date	Jul 12, 2021
Instrument	2021-0496580

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2019
Property Address	20 PEPPER TREE RD, CHULA VISTA, CA 91910-3127
Document Number	0000230756
Instrument Date	Jun 4, 2019
Instrument	230756
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20 PEPPER TREE RD CHULA VISTA CA 919103127, CHULA VISTA, CA 91910-3127

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2019
Property Address	20 PEPPER TREE RD, CHULA VISTA, CA 91910-3127
Document Number	0000222916
Instrument Date	Jun 4, 2019
Instrument	222916
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PEPPER TREE RD CHULA VISTA CA 919103127, CHULA VISTA, CA 91910-3127

Mortgage

Document Number	222917
Date	Jun 10, 2019
Instrument	222917

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, CA 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2019
Property Address	20 PEPPER TREE RD, CHULA VISTA, CA 91910-3127
Document Number	0000222915
Instrument Date	Jun 3, 2019
Instrument	222915
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PEPPER TREE RD CHULA VISTA CA 919103127, CHULA VISTA, CA 91910-3127

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,557 (-2.12%) Land $161,734 Building $107,823
2025	$3,223.00 (+10.98%) Homeowner's exemption	$275,390 (+9.65%) Land $165,234 Building $110,156
2023	$2,904.00 (-2.19%) Homeowner's exemption	$251,148 Land $150,688 Building $100,460
2022	$2,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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