36 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 36 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,313 sqft · built 1942
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2011)
Tax Bill	$9,833 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`574-010-67-00`

Property Details

APN / Parcel Number

Primary APN	`574-010-67-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,313 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	22,651 sqft (0.52 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	36 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R115
Legal Description	Q SEC 112 (EX DOCS117129&8104REC69)ROS 967&1248 IN Q SEC 111&IN TR 000166
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000166
Legal Block	1
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 17, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2011 · Amount on Record
Deed Sale	Jul 18, 2011 · Amount on Record
Prior Sale	Apr 26, 2011 · Amount on Record
Deed Document Number	2011363993
Prior Transfer Date	Jul 14, 1993
Prior Transfer Doc	0000536124
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000279551
Date	Jul 8, 2022
Instrument	2022-0279551

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000699034
Date	Oct 6, 2021
Instrument	2021-0699034

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430781
Date	Oct 17, 2018
Instrument	2018-0430781

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	36 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475730
Date	Aug 21, 2020
Instrument	2020-0475730

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$840,502 (+2%) Land $329,040 Building $511,462
2025	$9,833.00 (+5.09%)	$824,023 (+4.04%) Land $322,589 Building $501,434
2023	$9,357.00 (+18.08%)	$792,026 Land $310,063 Building $481,963
2022	$7,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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