28 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 28 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,022 sqft · built 1959
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Tax Bill	$7,289 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jun 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`574-010-90-00`

Property Details

APN / Parcel Number

Primary APN	`574-010-90-00`
Alternative APN	`5740101200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,022 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5740101200
Street Address	28 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	QSEC 112 NWQ DOC77-163787 IN TR 000166
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000166
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CALIFORNIA FUNDING
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI MCJAB INC
May 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 10, 2018	Deed of Trust, Mortgage · Conventional with PMI MCJAB INC
Jun 23, 2017	Loan Modification, Mortgage · Line of Credit CABRILLO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 1999
Deed Sale	Apr 14, 1999
Prior Sale	Apr 14, 1999 · Amount on Record
Deed Document Number	1999248841
Prior Transfer Date	Jul 19, 1994
Prior Transfer Doc	0000464464
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301270
Date	Jul 3, 2017
Instrument	2017-0301270

Lender

Name	FIRST CALIFORNIA FUNDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000334086
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000334086
Date	Jun 26, 2020
Instrument	334086

Lender

Name	CABRILLO CU
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2045

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000099360
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000099360
Date	Feb 26, 2020
Instrument	99360

Lender

Name	MCJAB INC
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2019
Property Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000178559
Instrument Date	Jan 4, 2019
Instrument	178559
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000341728
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000341728
Date	Aug 20, 2018
Instrument	341728

Lender

Name	MCJAB INC
Address	4550 KEARNY VILLA RD # 215, SAN DIEGO, CA 92123-1566

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	28 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000301269
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301269
Date	Jul 3, 2017
Instrument	301269

Lender

Name	CABRILLO FCU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 2, 2037

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,199 (+2%) Land $156,761 Building $473,438
2025	$7,289.00 (+5.1%) Homeowner's exemption	$617,843 (+4.04%) Land $153,688 Building $464,155
2023	$6,935.00 (+2.98%) Homeowner's exemption	$593,853 Land $147,721 Building $446,132
2022	$6,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

Nearby Properties on Pepper Tree Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures