48 Pepper Tree Rd, Chula Vista, CA 91910 Property Records

San Diego County property record for 48 Pepper Tree Rd, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,066 sqft · built 1971
Lot Size	0.216 acres (9,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Mar 2018)
Tax Bill	$10,896 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`574-010-68-00`

Property Details

APN / Parcel Number

Primary APN	`574-010-68-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Building Area	3,066 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Lot Area	9,401 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	48 PEPPER TREE RD
City	CHULA VISTA
State	CA
Zip	91910-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R115
Legal Description	Q SEC 112 (EX RD)DOC117129REC69 IN Q SEC 111&IN TR 000166
Legal Subdivision	RANCHO DE LA NACION
Legal Tract	000166
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 2, 2018	Grant Deed, Transfer · Conventional Mortgage BEST FIN CAP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Sep 19, 2000 · Amount on Record
Deed Document Number	201884323
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000344918
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000166755
Date	Apr 15, 2022
Instrument	2022-0166755

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2020
Property Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000343122
Map Reference	MAP 166
Instrument Date	Jun 24, 2020
Instrument	2020-0343122
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000343123
Date	Jun 30, 2020
Instrument	2020-0343123

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000344918
Instrument Date	Jun 24, 2020
Instrument	344918
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000032051
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	0000032051
Date	Jan 22, 2020
Instrument	32051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2040

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2019
Property Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000232608
Instrument Date	Jun 5, 2019
Instrument	232608
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2018
Property Address	48 PEPPER TREE RD, CHULA VISTA, CA 91910-3156
Document Number	0000084323
Instrument Date	Feb 16, 2018
Instrument	84323
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	48 PEPPER TREE RD CHULA VISTA CA 919103156, CHULA VISTA, CA 91910-3156

Mortgage

Document Number	84324
Date	Mar 2, 2018
Instrument	84324

Lender

Name	BEST FIN CAP INC
Address	GARDEN GROVE, CA 92840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$960,440 (+4.21%) Land $292,138 Building $668,302
2025	$10,896.00 (+16.66%) Homeowner's exemption	$921,609 (+15.44%) Land $286,410 Building $635,199
2023	$9,340.00 (+2.97%) Homeowner's exemption	$798,358 Land $275,290 Building $523,068
2022	$9,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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