548 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 548 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,352 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2021)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-20-32-3AM-001E-0000`

Property Details

APN / Parcel Number

Primary APN	`02-20-32-3AM-001E-0000`
Alternative APN	`2032023AM001E0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Patio Area	2 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	548 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-7241
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A5
Legal Description	SEC 10 TWP 20S RGE 32E FROM NW COR RUN S 1963.26 FT NELY ON CURVE 148.28 FT N 35 DEG 13 MIN 36 SEC E 1210.78 FT NELY ON CURVE 478.58 FT E 204.82 FT TO POB RUN N 702.58 FT E 310 FT S 702.58 FT W 310 FT TO BEG (5 AC)
Legal Range	32E
Legal Township	20S
Legal Section	02
Legal Subdivision	OSCEOLA WOODS 5 ACRE DEVELOPMENT 44 PARC
Legal Tract	3AM
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 E OSCEOLA RD, GENEVA, FL 32732-7241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Jul 29, 1999 · Amount on Record
Deed Document Number	202181611
Deed Book / Page	9964 / 1461
Prior Transfer Date	Nov 1, 1990
Prior Transfer Doc	2242001275
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 17, 2021
Property Address	548 E OSCEOLA RD, GENEVA, FL 32732-7241
Document Number	0099641461
Book / Page	9964 / 1461
Instrument Date	Jun 9, 2021
Instrument	2021081611
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1603, GENEVA, FL 32732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 E OSCEOLA RD, GENEVA, FL 32732-7241

Mortgage

Document Number	99641462
Date	Jun 17, 2021
Instrument	9964/1462

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00 (+9.69%) Homeowner's exemption	$178,088 (+5.99%)	$223,128 (+27.55%) Land $130,000 Building $93,128
2023	$1,775.00 (+3.02%) Homeowner's exemption	$168,028 (+3%)	$174,935 (+2.64%) Land $94,500 Building $80,435
2022	$1,723.00 Homeowner's exemption	$163,134	$170,435 Land $90,000 Building $80,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35