560 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 560 E Osceola Rd, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,493 sqft · built 1989
Lot Size4.99 acres (217,364 sqft)
OwnerIndividual Name on Record
Last Sale$109,900 (Jun 2001)
Tax Bill$1,893 (2025)
Deeds & MortgagesJan 2019 Mortgage
Sep 2019 Sale
Flood ZoneZone A (high risk)
APN02-20-32-3AM-1020-0000

Property Details

APN / Parcel Number

Primary APN02-20-32-3AM-1020-0000
Alternative APN
  • 2032023AM10200000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,493 sqft Living Area
1st Floor Area1,493 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,364 sqft (4.99 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area15 sqft
Pole Barn288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address560 E OSCEOLA RD
CityGENEVA
StateFL
Zip32732-7263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA5
Legal DescriptionSEC 10 TWP 20S RGE 32E FROM NW COR RUN S 1963.26 FT NELY ON CURVE 148.28 FT N 35 DEG 13 MIN 36 SEC E 1210.78 FT NELY ON CURVE 478.58 FT E 534.82 FT TO POB RUN N 1320 FT E 330 FT S 617.42 FT W 310 FT S 702.58 FT W 20 FT TO BEG (5 AC)
Legal Range32E
Legal Township20S
Legal Section02
Legal SubdivisionOSCEOLA WOODS 5 ACRE DEVELOPMENT 44 PARC
Legal Tract3AM
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2002
Census Tract21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 38, GENEVA, FL 32732-0038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Sep 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2001 · Amount on Record
Deed SaleJun 21, 2001 · Amount on Record
Prior SaleMar 1, 2001 · Amount on Record
Deed Book / Page4108 / 820
Last Transfer DateSep 21, 2019
Transfer Doc0094440400
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address560 E OSCEOLA RD, GENEVA, FL 32732-7263
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0092881347
DateJan 28, 2019
Book Page09288/1347
Instrument2019009386
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateSep 25, 2019
Property Address560 E OSCEOLA RD, GENEVA, FL 32732-7263
Document Number0094440400
Book / Page009444 / 000400
Instrument DateJun 21, 2019
Instrument104468
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 E OSCEOLA RD GENEVA FL 327327263, GENEVA, FL 32732-7263

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,893.00 (+8.61%) Homeowner's exemption$157,838 (+5.99%)$274,977 (+17.66%) Land $121,452 Building $153,525
2023$1,743.00 (+3.01%) Homeowner's exemption$148,922 (+3%)$233,700 (+2.47%) Land $88,295 Building $145,405
2022$1,692.00 Homeowner's exemption$144,584$228,067 Land $84,092 Building $143,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMON BLUFF WATER ASSOCIATION
private · serves 201 people · EPA ID FL3640748
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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