Seminole County property record for 554 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,600 sqft · built 1989 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $752,500 (Sep 2022) |
| Tax Bill | $5,327 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-32-3AM-0950-0000 |
| Primary APN | 02-20-32-3AM-0950-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 4,129 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 686 sqft |
| Patio Area | 575 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 554 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-7263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 10 TWP 20S RGE 32E FROM NW COR RUN S 1963.26 FT NWLY ON CURVE 1148.28 FT N 35 DEG 13 MIN 36 SEC E 1210.78 FT NWLY ON |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | OSCEOLA WOODS 5 ACRE DEV 44 PA |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 554 E OSCEOLA RD, GENEVA, FL 32732-7263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Apr 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Apr 15, 2020 · Amount on Record |
| Deed Document Number | 2022106971 |
| Deed Book / Page | 10318 / 1095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 19, 2022 |
| Property Address | 554 E OSCEOLA RD, GENEVA, FL 32732-7263 |
| Document Number | 0103181095 |
| Book / Page | 10318 / 1095 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022106971 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,267.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30700 WEKIVA RIVER RD, 30700, SORRENTO, FL 32776-9003 |
| Name | Verified Name |
|---|---|
| Address | 554 E OSCEOLA RD, GENEVA, FL 32732-7263 |
| Document Number | 0103181097 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 10318/1097 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 15, 2020 |
| Property Address | 554 E OSCEOLA RD, GENEVA, FL 32732-7263 |
| Document Number | 0095801844 |
| Book / Page | 9580 / 1844 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 2020040077 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | TITLE INSURORS OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 554 E OSCEOLA RD, GENEVA, FL 32732-7263 |
| Document Number | 0095801846 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 9580/1846 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,327.00 (+6.26%) Homeowner's exemption | $418,201 (+5.99%) | $632,682 (+12.29%) Land $130,000 Building $502,682 |
| 2023 | $5,013.00 (-8.29%) Homeowner's exemption | $394,578 (-7.39%) | $563,442 (+4.37%) Land $94,500 Building $468,942 |
| 2022 | $5,466.00 | $426,048 | $539,856 Land $90,000 Building $449,856 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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