Berrien County property record for 548 Cherry St, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,419 sqft |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,000 (Dec 1978) |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-4860-0013-00-6 |
| Primary APN | 73-4860-0013-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,419 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Lot Area | 19,602 sqft (0.45 acres) |
|---|---|
| Lot Dimensions | 198 ft deep x 99 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 548 CHERRY ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOTS 13 & 14 E MC ILVAINES SUB OF OUT LOTS 49 50 & E1/2 OF 51 IN GREEN & HOFFMANS ADD CITY OF NILES |
| Legal Subdivision | E MC ILVAINES SUB |
| Legal Lot Number | 13-14 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | NILES |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20700 |
Source: Berrien County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 548 CHERRY ST, NILES, MI 49120-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 1978 · Amount on Record |
| Deed Sale | Dec 17, 1978 · Amount on Record |
| Prior Sale | Nov 8, 1978 · Amount on Record |
| Deed Book / Page | 1090 / 419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 548 CHERRY ST, NILES, MI 49120-3247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 548 CHERRY ST, NILES, MI 49120-3247 |
| Document Number | 03413/1898 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 3413/1898 |
| Instrument | 2023390386 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Niles City |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,900 (+65.02%) | $153,800 (+65.02%) | |
| 2025 | $1,809.00 (+79.82%) | ||
| 2023 | $46,600 | $93,200 | |
| 2022 | $1,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, Midwest Energy & Communications, T-Mobile.
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