560 Cherry St, Niles, MI 49120 Property Records

Berrien County property record for 560 Cherry St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,452 sqft
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Sep 2021)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`73-4860-0012-00-0`

Property Details

APN / Parcel Number

Primary APN	`73-4860-0012-00-0`
Alternative APN	`11-73-4860-0012-00-0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,452 sqft Living Area
1st Floor Area	726 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft

Exterior

Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	123 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 CHERRY ST
City	NILES
State	MI
Zip	49120-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PRT OF LOTS 11 & 12 E MC ILVAINES SUB OF OUT LOTS 49 & 50 & E1/2 OF 51 IN GREEN & HOFFMANS ADD CITY OF NILES COM 44' W OF NE
Legal Subdivision	E MC ILVAINES SUB
Legal Lot Number	11-E1
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1022
Census Tract	20700

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	560 CHERRY ST, NILES, MI 49120-3247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Apr 20, 2020	Deed, Transfer
Jan 13, 2020	Warranty Deed, Foreclosure
Mar 16, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Book / Page	3345 / 154
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	560 CHERRY ST, NILES, MI 49120-3247
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03182/0724
Date	Sep 1, 2017
Book Page	3182/0724

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 20, 2021
Property Address	560 CHERRY ST, NILES, MI 49120-3247
Document Number	003345/154
Book / Page	3345 / 154
Map Reference	LB 7 PG 50
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2526 174TH AVE NE, REDMOND, WA 98052-6222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 CHERRY ST, NILES, MI 49120-3247
Investor	Possibly a Property Investor

Mortgage

Document Number	0003345157
Date	Sep 20, 2021
Instrument	3345/157

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 20, 2020
Property Address	560 CHERRY ST, NILES, MI 49120-3247
Document Number	003272/237
Book / Page	3272 / 237
Map Reference	LB 7 PG 50
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2333 TREYS TRL, MISHAWAKA, IN 46545-7134

January 2020: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 13, 2020
Property Address	560 CHERRY ST, NILES, MI 49120-3247
Document Number	03262/0112
Book / Page	3262 / 0112
Map Reference	VOL 7 PG 50
Instrument Date	Mar 28, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 16, 2018
Property Address	560 CHERRY ST, NILES, MI 49120-3247
Document Number	03200/1778
Book / Page	3200 / 1778
Instrument Date	Mar 1, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,100 (+31.07%)	$166,200 (+31.07%)
2025	$2,494.00 (+11.84%)
2023		$63,400	$126,800
2022	$2,230.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy Cooperative, T-Mobile USA.

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