5470 Buffalo Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 5470 Buffalo Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,659 sqft · built 1973
Lot Size	5.63 acres (245,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2019)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`05-0008-0013-03-3`

Property Details

APN / Parcel Number

Primary APN	`05-0008-0013-03-3`
Alternative APN	`11-05-0008-0013-03-3`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Basement Area	1,659 sqft
Unfinished Basement	1,659 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	245,243 sqft (5.63 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	5470 BUFFALO RD
City	BUCHANAN
State	MI
Zip	49107-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	COM 754'S89DEG50'E OF S1/4 PST SEC 8 T8S R18W TH N0DEG05'W 578'TO C/L RD TH N52DEG35'E ON C/L 435.5'TH S 843.7'TH N89DEG50'W 345'TO POB
Legal Range	18W
Legal Township	08S
Legal Section	08
Legal Lot Number	435
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1025
Census Tract	20300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED FEDERAL CREDIT UNION
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 2, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 1, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Book / Page	3258 / 369
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	03182/0568
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jul 1, 2026
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Document Number	0000464737
Book / Page	3481 / 1774
Instrument Date	Jun 25, 2026
Instrument	2026464737
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273

Mortgage

Document Number	0000464737,
Date	Jul 1, 2026
Book Page	3481/1774
Instrument	2026464737

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003463/283
Date	Oct 28, 2025
Book Page	3463/283
Instrument	2025444793

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03255/2775
Date	Nov 7, 2019
Book Page	3255/2775

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03330/3480
Date	Jun 9, 2021
Book Page	3330/3480

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273

Mortgage

Document Number	03355/1990
Date	Dec 3, 2021
Book Page	3355/1990

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03370/1299
Date	Apr 8, 2022
Book Page	3370/1299
Instrument	2022349917

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	116 Months
Due	Dec 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 2, 2019
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Document Number	03258/0369
Book / Page	3258 / 0369
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 1, 2017
Property Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273
Document Number	03182/0568
Book / Page	3182 / 0568
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5470 BUFFALO RD, BUCHANAN, MI 49107-8273

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,200 (+13.15%)	$318,400 (+13.15%)
2025	$2,366.00 (+3.32%) Homeowner's exemption	$140,700 (+29.32%)	$281,400 (+29.32%)
2024	$2,290.00 (+3.85%)
2023		$108,800	$217,600
2022	$2,205.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Buffalo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures