5085 Buffalo Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 5085 Buffalo Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2017
Lot Size	2.33 acres (101,495 sqft)
Owner	Individual Name on File
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-0009-0016-06-0`

Property Details

APN / Parcel Number

Primary APN	`05-0009-0016-06-0`
Alternative APN	`11-05-0009-0016-06-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Basement Area	1,486 sqft
Unfinished Basement	1,486 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	101,495 sqft (2.33 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5085 BUFFALO RD
City	BUCHANAN
State	MI
Zip	49107-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	SPLIT ON 09/02/2016 FROM 05-0009-0016-02-2; LAND IN TWP OF BERTRAND COUNTY OF BERRIEN STATE OF MICHIGAN DESC AS FROM W 1/4 COR SEC 9 T8S R18W N89DEG51'37E ON E&W 1/4 LN 2531.17' TO POB SD PT BEING PREVIOUSLY DESC AS 120.00' W OF CEN SD SEC 9 TH N19DE
Legal Range	18W
Legal Township	08S
Legal Section	09
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1015
Census Tract	20300

Owner

5085 Buffalo Rd is owned and occupied by an individual.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit HONOR CU
May 3, 2017	Deed of Trust, Mortgage · Construction Mortgage COUNTRY HERITAGE CU
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260

Mortgage

Document Number	03466/2513
Date	Dec 15, 2025
Book Page	3466/2513
Instrument	2025448160

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03170/3483
Date	May 3, 2017
Book Page	3170/3483

Lender

Name	COUNTRY HERITAGE CU
Type	Credit Union
Address	BUCHANAN, MI 49107

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Apr 28, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03282/2760
Date	Jul 16, 2020
Book Page	3282/2760

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003278/150
Date	Jun 10, 2020
Book Page	3278/150

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	5085 BUFFALO RD, BUCHANAN, MI 49107-8260
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03251/1635
Date	Sep 30, 2019
Book Page	3251/1635

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5085 Buffalo Rd was $2,437 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,600	$429,200
2025	$2,437.00
2023		$156,000	$312,000
2022	$2,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5085 Buffalo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5085 Buffalo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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