Richland County property record for 547 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 4,715 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2021) |
Source: Richland County records · APN 28911-07-01
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 547 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit HOMETAP EQUITY PARTNERS LLC |
| Oct 07, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 26, 2020 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Deed Doc Number | 202167334 |
| Deed Book / Page | 2674 / 870 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 547 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030911809 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 3091/1809 |
| Instrument | 2026002002 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOSTON, MA 02116 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 07, 2021 |
| Property Address | 547 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 0026740870 |
| Book / Page | 2674 / 870 |
| Map Reference | MB 2017 PG 514&515 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021067334 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,998.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 547 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2021067335 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 2021067335 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 26, 2020 |
| Property Address | 547 PALM SEDGE LOOP, ELGIN, SC 29045-8007 |
| Document Number | 2472/1235 |
| Book / Page | 002472 / 001235 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 10793 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed market value is set for property tax purposes and is not a market price estimate.
| Year | Assessed Market Value |
|---|---|
| 2025 | $584,500 (+43.65%) Land $81,000 Building $503,500 |
| 2023 | $406,900 Land $60,000 Building $346,900 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28911-07-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,715 sqft Heated Area |
| Gross Area | 5,546 sqft Gross Area |
| 1st Floor | 2,794 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Porch Area | 411 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02093282 |
|---|---|
| Street Address | 547 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8007 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 56 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 56,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2075 |
| Census Tract | 11407 |
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