546 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 546 Locust Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,348 sqft · built 2023
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$2,825,000 (May 2025)
Tax Bill	$37,985 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-00840-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`32-00840-0000-00023`
Alternative APNs	`320084000023` `632`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,348 sqft Living Area
1st Floor Area	5,348 sqft
Basement Area	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	77,537 sqft
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	160 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	632
Street Address	546 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Block	840
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Construction Mortgage MARTTINE MANAGMENT JD LLC
Feb 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage RISHI ARYA INVESTMENTS LLC
Feb 4, 2022	Deed of Trust, Mortgage RISHI ARYA INVESTMENTS LLC
Aug 14, 2020	Deed of Trust, Mortgage · Conventional with PMI JPIC LLC
Jul 17, 2019	Grant Deed, Transfer PLANET MGMT GRP LLC
May 28, 2019	Quit Claim Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	May 29, 2025 · Amount on Record
Deed Document Number	202541913
Deed Book / Page	9740 / 1115
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0093499149
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SUNNYSIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 CAMPUS DR 130, 130, SOMERSET, NJ 08873-1168

Mortgage

Document Number	0095275956
Date	Jul 14, 2021
Book Page	9527/5956
Instrument	2021108188

Lender

Name	MARTTINE MANAGMENT JD LLC
Type	Non-Lending Institution
Address	OCEANPORT, NJ 07757

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WHITE ST 7-385, 7, RED BANK, NJ 07701-1649

Mortgage

Document Number	0095767361
Date	Feb 4, 2022
Book Page	9576/7361
Instrument	2022014407

Lender

Name	RISHI ARYA INVESTMENTS LLC
Type	Non-Lending Institution
Address	WOODCLIFF LAKE, NJ 07677

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2023

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 WHITE ST 7385, 7385, RED BANK, NJ 07701-1656

Mortgage

Document Number	0095767367
Date	Feb 4, 2022
Book Page	9576/7367
Instrument	2022014408

Lender

Name	RISHI ARYA INVESTMENTS LLC
Type	Non-Lending Institution
Address	WOODCLIFF LAKE, NJ 07677

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 31, 2023

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0000101900
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	399 CAMPUS DR SOMERSET NJ 088731168, SOMERSET, NJ 08873-1168

Mortgage

Document Number	0000101900
Date	Sep 9, 2020
Book Page	009439/006642
Instrument	101900

Lender

Name	JPIC LLC
Address	55 LANC RD, FAIRFIELD, NJ 07004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 17, 2019
Property Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0000063647
Book / Page	009358 / 001727
Instrument Date	Jun 7, 2019
Instrument	63647
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	399 CAMPUS DR #200 SOMERSET NJ 088731168, 200, SOMERSET, NJ 08873-1168

Mortgage

Document Number	63648
Date	Jul 17, 2019
Book Page	009358/001748
Instrument	63648

Lender

Name	PLANET MGMT GRP LLC
Address	MELVILLE, NY 11747

Agreement

Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 28, 2019
Property Address	546 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0000045911
Book / Page	009349 / 009149
Instrument Date	May 23, 2019
Instrument	45911
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 LOCUST POINT RD LOCUST NJ 077602366, LOCUST, NJ 07760-2366

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,515,300 (+6.87%) Land $959,000 Building $1,556,300	$2,515,300 (+6.87%) Land $959,000 Building $1,556,300
2025	$37,985.00 (+180.37%)	$2,353,500 (+189.98%) Land $814,000 Building $1,539,500	$2,353,500 (+189.98%) Land $814,000 Building $1,539,500
2024	$13,548.00 (+0.58%)
2023		$811,600 Land $588,100 Building $223,500	$811,600 Land $588,100 Building $223,500
2022	$13,470.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 61% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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