534 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 534 Locust Point Rd, Rumson, NJ 07760 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,103 sqft · built 1908
Lot Size	0.525 acres (22,875 sqft)
Owner	Individual Name on File
Last Sale	$1,505,000 (Nov 2024)
Tax Bill	$19,657 (2025)
Deeds & Mortgages	Nov 2024 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00840-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`32-00840-0000-00026`
Alternative APNs	`320084000026` `8425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,103 sqft Living Area
1st Floor Area	1,718 sqft
Upper Floors Area	1,481 sqft
Attic	Attic
Attic Area	641 sqft
Basement Area	641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	22,875 sqft (0.525 acres)
Lot Dimensions	183 ft deep x 125 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Patio Area	300 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	8425
Street Address	534 LOCUST POINT RD
City	RUMSON
State	NJ
Zip	07760-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	840
Legal Lot Number	26
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1004
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00840-0000-00026

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	534 LOCUST POINT RD, RUMSON, NJ 07760-2366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2024	Deed, Transfer TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC
Sep 18, 2020	Deed of Trust, Mortgage · Conventional with PMI TRIDENT MTG
Sep 29, 2020	Grant Deed, Transfer · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	202479993
Deed Book / Page	9712 / 9078
Prior Transfer Date	Oct 28, 2005
Prior Transfer Doc	0085320027
Record Updated	Sep 20, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 13, 2024
Property Address	534 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0097129078
Book / Page	9712 / 9078
Instrument Date	Oct 18, 2024
Instrument	2024079993
Transaction Type	Transfer
Record Updated	Oct 06, 2025
Title Company	TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC

Transaction

Amount	Amount Recorded
Tax	$30,735.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 EDGEWOOD RD, RUMSON, NJ 07760-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 LOCUS POINT ROAD, LOCUST, NJ 07760-2366
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	534 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0000111757
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 LOCUST POINT RD LOCUST NJ 077602366, LOCUST, NJ 07760-2366

Mortgage

Document Number	0000111757
Date	Oct 29, 2020
Book Page	009444/008360
Instrument	111757

Lender

Name	TRIDENT MTG
Type	Mortgage Company
Address	DEVON, PA 19333

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 29, 2020
Property Address	534 LOCUST POINT RD, RUMSON, NJ 07760-2366
Document Number	0000111756
Book / Page	009444 / 008348
Instrument Date	Sep 16, 2020
Instrument	111756
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	534 LOCUST POINT RD LOCUST NJ 077602366, LOCUST, NJ 07760-2366

Mortgage

Document Number	111758
Date	Sep 29, 2020
Book Page	009444/008416
Instrument	111758

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,424,100 (+16.93%) Land $715,000 Building $709,100	$1,424,100 (+16.93%) Land $715,000 Building $709,100
2025	$19,657.00 (+12.78%)	$1,217,900 (+4.74%) Land $594,000 Building $623,900	$1,217,900 (+4.74%) Land $594,000 Building $623,900
2024	$17,429.00 (-12.81%)
2023		$1,162,800 Land $435,400 Building $727,400	$1,162,800 Land $435,400 Building $727,400
2022	$19,989.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258009001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1984–2012)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy
Claims By Storm	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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