555 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 555 Locust Point Rd, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 1920
Square Footage3,698 sqft Living Area
Lot Size16,250 sqft (0.373 acres)
OccupancyOwner Occupied
Last Sale$840,000 (2018)
Tax Bill$20,093.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-00792-0000-00004
Alternative APNs
  • 320079200004
  • 14835

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Building Area3,698 sqft Living Area
1st Floor1,980 sqft 1st Floor
Upper Floors1,202 sqft Upper Floors
Basement Area804 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional Style
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area16,250 sqft (0.373 acres)
Depth X Width130 ft x 125 ft Depth x Width
Garage TypeDetached Garage
Deck Area636 sqft Deck
Patio Area578 sqft Patio
PorchEnclosed Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number14835
Street Address555 LOCUST POINT RD
CityRUMSON
StateNJ
Zip07760-2321
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block792
Legal Lot Number4
JurisdictionMONMOUTH NJ
Minor Civil DivisionMIDDLETOWN
Census Blockgroup4
Census Block4036
Census Tract800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00792-0000-00004

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address555 LOCUST POINT RD, RUMSON, NJ 07760-2321
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
May 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Jul 11, 2018Grant Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Prior SaleJul 26, 2011 · Amount on Record
Deed Doc Number201867373
Deed Book / Page9297 / 300
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address555 LOCUST POINT RD, RUMSON, NJ 07760-2321
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0096582297
DateAug 31, 2023
Book Page9658/2297
Instrument2023060799
Lender
NameCOLUMBIA BANK
TypeBank
Address07780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address555 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000050474
Instrument DateMay 06, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyINDEED ABSTRACT, INDEED ABS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address555 LOCUST POINT RD RUMSON NJ 077602321, RUMSON, NJ 07760-2321

Mortgage

Document Number0000050474
DateMay 13, 2020
Book Page009413/007604
Instrument50474
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 12, 2045

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 11, 2018
Property Address555 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000067373
Book / Page009297 / 000300
Instrument DateJun 25, 2018
Instrument67373
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanyPROPERTY TRANSFER SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address555 LOCUST POINT RD LOCUST NJ 077602321, LOCUST, NJ 07760-2321

Mortgage

Document Number67374
DateJul 11, 2018
Book Page009297/000310
Instrument67374
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2048

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,322,900 (+6.27%) Land $788,800 Building $534,100$1,322,900 (+6.27%) Land $788,800 Building $534,100
2025$20,093.00 (-0.46%)$1,244,900 (+17.98%) Land $715,700 Building $529,200$1,244,900 (+17.98%) Land $715,700 Building $529,200
2024$20,185.00 (+18.14%)
2023$1,055,200 Land $672,200 Building $383,000$1,055,200 Land $672,200 Building $383,000
2022$17,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 43% of the US · above 62% of New Jersey
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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