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539 Locust Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 539 Locust Point Rd, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1908
Square Footage2,601 sqft Living Area
Lot Size17,900 sqft (0.411 acres)
OccupancyOwner Occupied
Last Sale$1,295,000 (2021)
Tax Bill$18,537.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-00792-0000-00008
Alternative APNs
  • 320079200008
  • 7425

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,601 sqft Living Area
1st Floor1,287 sqft 1st Floor
Upper Floors696 sqft Upper Floors
Basement Area408 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleColonial Style
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area17,900 sqft (0.411 acres)
Depth X Width179 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Deck Area758 sqft Deck
PorchOpen Porch

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number7425
Street Address539 LOCUST POINT RD
CityRUMSON
StateNJ
Zip07760-2321
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMIDDLETOWN
Legal Block792
Legal Lot Number8
JurisdictionMONMOUTH NJ
Minor Civil DivisionMIDDLETOWN
Census Blockgroup4
Census Block4036
Census Tract800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00792-0000-00008

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed, Transfer · Conventional Mortgage
HARBORONE MORTGAGE LLC
May 18, 2020Deed of Trust, Mortgage
TD BK NA
Sep 14, 2018Deed of Trust, Mortgage
USALLIANCE FCU
Sep 27, 2017Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jul 28, 2017Grant Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PVT BK NA
Feb 01, 2017Deed in Lieu of Foreclosure, Foreclosure
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2021 · Amount on Record
Deed SaleMay 21, 2021 · Amount on Record
Prior SaleJul 28, 2017 · Amount on Record
Deed Doc Number202182700
Deed Book / Page9513 / 7763
Prior Transfer DateSep 18, 2017
Prior Transfer Doc0000094881
Record RefreshedSep 20, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateMay 21, 2021
Property Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0095137763
Book / Page9513 / 7763
Instrument DateNov 13, 2020
Instrument2021082700
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$26,094.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25 PRINCE ST # 27, 25, BORDENTOWN, NJ 08505-1338

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321

Mortgage

Document Number2021082701
DateMay 21, 2021
Instrument2021082701
Lender
NameHARBORONE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueDec 01, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000055527
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJul 17, 2020
Title CompanyGREEN HILL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address539 LOCUST POINT RD RUMSON NJ 077602321, RUMSON, NJ 07760-2321

Mortgage

Document Number0000055527
DateMay 27, 2020
Book Page009416/004704
Instrument55527
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
AmountAmount Recorded
Term360 Months
DueMay 26, 2050
Interest
Rate TypeAdjustable Rate
Rate2.5%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000094088
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address539 LOCUST POINT RD RUMSON NJ 077602321, RUMSON, NJ 07760-2321

Mortgage

Document Number0000094088
DateSep 24, 2018
Book Page009313/001086
Instrument94088
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, ME 01824
Agreement
AmountAmount Recorded
Term360 Months
DueSep 23, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateSep 27, 2017
Property Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000094881
Book / Page009250 / 008787
Instrument DateSep 18, 2017
Instrument94881
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address539 LOCUST POINT RD RUMSON NJ 077602321, RUMSON, NJ 07760-2321

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 28, 2017
Property Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000072391
Book / Page009238 / 003651
Instrument DateJun 09, 2017
Instrument72391
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanyRED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$648.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 RUMSON RD LITTLE SILVER NJ 077391345, LITTLE SILVER, NJ 07739-1345

Mortgage

Document Number72393
DateJul 28, 2017
Book Page009238/003659
Instrument72393
Lender
NameMORGAN STANLEY PVT BK NA
TypeBank
Address1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 27, 2047
Interest
Rate TypeAdjustable Rate

February 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionMONMOUTH NJ
Recording DateFeb 01, 2017
Property Address539 LOCUST POINT RD, RUMSON, NJ 07760-2321
Document Number0000012428
Book / Page009211 / 001468
Instrument DateOct 26, 2016
Instrument12428
Transaction TypeForeclosure
Record UpdatedApr 04, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$630.63
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 HOME CAMPUS MAC F2303-03R DES MOINES IA 50328, DES MOINES, IA 50328

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,225,000 (+6.66%) Land $757,800 Building $467,200$1,225,000 (+6.66%) Land $757,800 Building $467,200
2025$18,537.00 (-0.53%)$1,148,500 (+5.21%) Land $685,600 Building $462,900$1,148,500 (+5.21%) Land $685,600 Building $462,900
2024$18,636.00 (+5.12%)
2023$1,091,600 Land $643,900 Building $447,700$1,091,600 Land $643,900 Building $447,700
2022$17,728.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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