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546 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 546 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details2,738 sqft · built 1961
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$1,025,000 (Apr 2022)
Tax Bill$16,784 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN32-40-31-00007-0100-00012.0

Property Details

APN / Parcel Number

Primary APN32-40-31-00007-0100-00012.0
Alternative APN
  • 58019

Interior

Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,738 sqft Living Area
1st Floor Area1,845 sqft
2nd Floor Area1,015 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialMetal
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions120 ft deep x 125 ft wide
Garage Area640 sqft
DrivewayDriveway
Driveway Area1,932 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area164 sqft
Patio Area716 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number58019
Street Address546 EUGENIA RD
CityVERO BEACH
StateFL
Zip32963-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionVEROMAR PLAT 2 PBI 1-89 BLK 10 LOTS 12 & 13 & W 25 FT LOT 14
Legal Range40
Legal Township32
Legal Section31
Legal SubdivisionVEROMAR
Legal Block10
Legal Lot Number12-14 1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1033
Census Tract50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address546 EUGENIA RD, VERO BEACH, FL 32963-1636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Nov 30, 2017Deed of Trust, Mortgage · ARM
FIRST REPUBLIC BANK
Jun 28, 2017Warranty Deed, Transfer
SUPREME TITLE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Prior SaleJun 28, 2017 · Amount on Record
Deed Document Number3120220021262
Deed Book / Page3527 / 794
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 4, 2022
Property Address546 EUGENIA RD, VERO BEACH, FL 32963-1636
Document Number0035270794
Book / Page3527 / 794
Map ReferenceMB 1 PG 89
Instrument DateMar 28, 2022
Instrument3120220021262
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyELITE TITLE COMPANY INC, ELITE TTL OF TREASURE COAST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2021 CORDOVA AVE, 2021, VERO BEACH, FL 32960-4120

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 EUGENIA RD, VERO BEACH, FL 32963-1636

Mortgage

Document Number0003527795
DateApr 4, 2022
Instrument3527/795
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address546 EUGENIA RD, VERO BEACH, FL 32963-1636
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030740663
DateNov 30, 2017
Book Page3074/0663
Instrument3120170068886
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.85%
Type Change DateFeb 1, 2023
Change FrequencyAnnually
Min Rate At Change2.5%
Index1-Year LIBOR
Max Rate9.95%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 28, 2017
Property Address546 EUGENIA RD, VERO BEACH, FL 32963-1636
Document Number0030360845
Book / Page003036 / 000845
Instrument DateJun 27, 2017
Instrument37386
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
Tax$3,402.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 4TH ST MILFORD PA 183371308, MILFORD, PA 18337-1308

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,784.00 (+18.03%)$1,081,809 (+14.42%)$1,333,961 (+21.37%) Land $699,125 Building $634,836
2023$14,220.00 (+21.38%)$945,469 (+13.92%)$1,099,112 (+32.44%) Land $699,125 Building $399,987
2022$11,715.00$829,920 Land $499,375 Building $330,545$829,920 Land $499,375 Building $330,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 200 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies603 units insured
incl. 403 condo units
Nearby Flood Claims76 (1984–2024)
Claims Outside the SFHA41 of 76
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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