545 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 545 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,941 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jun 2019)
Tax Bill	$8,677 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0160-00024.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0160-00024.0`
Alternative APN	`58078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,941 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Concrete
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	653 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	486 sqft
Patio Area	737 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 BLK 16 LOTS 24 AND 25
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	16
Legal Lot Number	24,25
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1025
Census Tract	50505

Owner

Source: Indian River County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 SARATOGA CIR, SARATOGA SPRINGS, NY 12866-1028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 3, 2019	Warranty Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE/TREASURE COAST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on Record
Deed Sale	Jun 3, 2019 · Amount on Record
Prior Sale	Feb 13, 2014 · Amount on Record
Deed Document Number	201932741
Deed Book / Page	3212 / 97
Last Transfer Date	Jun 1, 2026
Transfer Doc	0000026502
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 2, 2026
Property Address	545 EUGENIA RD, VERO BEACH, FL 32963-1637
Document Number	0000026502
Book / Page	3865 / 29
Instrument Date	Jun 1, 2026
Instrument	202626502
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14 SARATOGA CIR, SARATOGA SPRINGS, NY 12866-1028

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 3, 2019
Property Address	545 EUGENIA RD, VERO BEACH, FL 32963-1637
Document Number	0032120097
Book / Page	003212 / 000097
Instrument Date	May 31, 2019
Instrument	32741
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE/TREASURE COAST INC

Transaction

Amount	Amount Recorded
Tax	$5,145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 RAILROAD PL #601 SARATOGA SPRINGS NY 128662157, 601, SARATOGA SPRINGS, NY 12866-2157

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,677.00 (+9.78%) Homeowner's exemption	$571,292 (+5.99%)	$1,012,076 (+13.63%) Land $559,300 Building $452,776
2023	$7,904.00 (+3%)	$539,021 (+3%)	$890,708 (+32.26%) Land $559,300 Building $331,408
2022	$7,674.00	$523,322	$673,434 Land $399,500 Building $273,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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