604 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 604 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,000 sqft · built 1986
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Aug 2018)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0090-00001.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0090-00001.0`
Alternative APN	`58004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,572 sqft
1st Floor Area	1,720 sqft
2nd Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	128 ft deep x 69.7 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	572 sqft
Driveway	Concrete Driveway
Driveway Area	2,520 sqft
Porch	Open Porch
Porch Area	270 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 LOT 1 & LOT 2; LESS E 31.78 FT & THE N 3.75 FT OF LOT 23 & N 3.75 FT OF LOT 22; LESS E 1.12 FT THEREOF BLK 9 (OR BK 724 PP 2963)
Legal Range	40E
Legal Township	32S
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	9
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1032
Census Tract	50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 EUGENIA RD, VERO BEACH, FL 32963-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Intrafamily Transfer, Transfer
Aug 29, 2018	Loan Modification, Mortgage ROBERT & GENOWEFA PROECHEL
Aug 29, 2018	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Dec 6, 2016 · Amount on Record
Deed Document Number	201853322
Deed Book / Page	3144 / 2015
Last Transfer Date	Dec 27, 2022
Transfer Doc	0035932476
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 12, 2023
Property Address	604 EUGENIA RD, VERO BEACH, FL 32963-1638
Document Number	0035932476
Book / Page	3593 / 2476
Map Reference	MB 1 PG 89
Instrument Date	Dec 27, 2022
Instrument	3120230001412
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 EUGENIA RD, VERO BEACH, FL 32963-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	604 EUGENIA RD, VERO BEACH, FL 32963-1638

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	604 EUGENIA RD, VERO BEACH, FL 32963-1638
Document Number	0031442049
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3096 CARDINAL DR #2C VERO BEACH FL 329631932, 2C, VERO BEACH, FL 32963-1932

Mortgage

Document Number	0031442049
Date	Aug 29, 2018
Book Page	003144/002049
Instrument	53331

Lender

Name	ROBERT & GENOWEFA PROECHEL
Address	PO BOX 643119, VERO BEACH, FL 32964-3119

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 28, 2025

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 29, 2018
Property Address	604 EUGENIA RD, VERO BEACH, FL 32963-1638
Document Number	0031442015
Book / Page	003144 / 002015
Instrument Date	Aug 29, 2018
Instrument	53322
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1213 ALBERCA ST CORAL GABLES FL 331342497, CORAL GABLES, FL 33134-2497

Mortgage

Document Number	31442017
Date	Aug 29, 2018
Book Page	003144/002017
Instrument	53323

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,826.00 (+9.93%) Homeowner's exemption	$517,733 (+5.99%)	$1,069,323 (+18.58%) Land $442,247 Building $627,076
2023	$7,119.00 (+3.02%)	$488,487 (+3%)	$901,794 (+30.28%) Land $442,247 Building $459,547
2022	$6,910.00	$474,259	$692,223 Land $315,891 Building $376,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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