526 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 526 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,725 sqft · built 1958
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (May 2017)
Tax Bill	$10,043 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0100-00010.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0100-00010.0`
Alternative APN	`58018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,725 sqft Living Area
1st Floor Area	2,725 sqft
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Area	475 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	463 sqft
Patio Area	488 sqft
Fence	Fence
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	58018
Street Address	526 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 LOTS 10 & 11 & E1/2 OF ABANDONED ALLEY ADJOINING LOT 10 AS IN R BK 14, PP 413 BLK 10
Legal Range	40
Legal Township	32
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	10
Legal Lot Number	10-11 11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1033
Census Tract	50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	526 EUGENIA RD, VERO BEACH, FL 32963-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Mar 4, 2004 · Amount on Record
Deed Document Number	3120170030093
Deed Book / Page	3027 / 1558
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 25, 2017
Property Address	526 EUGENIA RD, VERO BEACH, FL 32963-1636
Document Number	0030271558
Book / Page	3027 / 1558
Map Reference	MB1 PG89
Instrument Date	May 17, 2017
Instrument	3120170030093
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FLORIDA TITLE & GUARANTEE AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 DAHLIA LN, 735, VERO BEACH, FL 32963-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 EUGENIA RD, VERO BEACH, FL 32963-1636

Mortgage

Document Number	30271560
Date	May 25, 2017
Instrument	3027/1560

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,043.00 (+9.58%)	$657,302 (+5.99%)	$1,174,648 (+13.05%) Land $671,160 Building $503,488
2023	$9,165.00 (+2.97%)	$620,171 (+3%)	$1,039,062 (+33.17%) Land $671,160 Building $367,902
2022	$8,901.00	$602,108	$780,247 Land $479,400 Building $300,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20