615 Eugenia Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 615 Eugenia Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,437 sqft · built 1967
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jul 2020)
Tax Bill	$11,845 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-31-00007-0170-00016.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-31-00007-0170-00016.0`
Alternative APN	`58088`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,437 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Metal
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	120 ft deep x 98 ft wide
Garage Area	483 sqft
Porch	Enclosed Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	58088
Street Address	615 EUGENIA RD
City	VERO BEACH
State	FL
Zip	32963-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VEROMAR PLAT 2 PBI 1-89 BLK 17 LOTS 16 AND 17
Legal Range	40
Legal Township	32
Legal Section	31
Legal Subdivision	VEROMAR
Legal Block	17
Legal Lot Number	16-17 1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1026
Census Tract	50505

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	615 EUGENIA RD, VERO BEACH, FL 32963-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Warranty Deed, Transfer · Commercial Mortgage SYNOVUS BANK
Jul 12, 2018	Warranty Deed, Transfer · Commercial Mortgage MARINE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	0003324330
Deed Book / Page	3324 / 330
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 22, 2019
Property Address	615 EUGENIA RD, VERO BEACH, FL 32963-1639
Document Number	0031852461
Book / Page	3185 / 2461
Map Reference	MB 1 PG 89
Instrument Date	Feb 21, 2019
Instrument	3120190010815
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	TREASURE COAST TITLE SETTLEM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1706 1ST PL, 1706, VERO BEACH, FL 32962-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10685 STROUP RD, ROSWELL, GA 30075-2260

Mortgage

Document Number	3120190010816
Date	Feb 22, 2019
Instrument	3120190010816

Lender

Name	SYNOVUS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 12, 2018
Property Address	615 EUGENIA RD, VERO BEACH, FL 32963-1639
Document Number	0031321347
Book / Page	3132 / 1347
Map Reference	MB4 PG12
Instrument Date	Jun 15, 2017
Instrument	3120180042981
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	TREASURE COAST TITLE & SETTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,039.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 PINEY MOUNTAIN RD, 177, ROMNEY, WV 26757-7183

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 1ST PL, VERO BEACH, FL 32962-2757

Mortgage

Document Number	3120180042983
Date	Jul 12, 2018
Instrument	3120180042983

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 20, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,845.00 (+9.38%)	$770,788 (+5.99%)	$795,343 (+9.36%) Land $549,512 Building $245,831
2023	$10,829.00 (+34.54%)	$727,248 (+35.15%) Land $549,512 Building $177,736	$727,248 (+35.15%) Land $549,512 Building $177,736
2022	$8,049.00	$538,094 Land $392,509 Building $145,585	$538,094 Land $392,509 Building $145,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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