546 Andora Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 546 Andora Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 1997
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$672,000 (Apr 2024)
Tax Bill	$9,897 (2025)
Deeds & Mortgages	Apr 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`412319432006`

Property Details

APN / Parcel Number

Primary APN	`412319432006`
Alternative APNs	`00952600887003` `10004707598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,344 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	9,601 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	456 sqft
Driveway	Stamped Concrete Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Raised Porch
Porch Area	390 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952600887003
Street Address	546 ANDORA DR
City	PUNTA GORDA
State	FL
Zip	33950-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK254 LT24 585/453 921/2136 940/271 1527/2078 3954/1068 3395178
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	254
Legal Lot Number	24
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

Source: Charlotte County records · APN 412319432006

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12115 OLD MILL RD, OKLAHOMA CITY, OK 73131-7515
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Apr 23, 1997 · Amount on Record
Deed Document Number	20243395178
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	0039541068
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 19, 2024
Property Address	546 ANDORA DR, PUNTA GORDA, FL 33950-7849
Document Number	0003395178
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Apr 18, 2024
Instrument	3395178
Transaction Type	Transfer
Record Updated	May 07, 2024
Title Company	ESQUIRE LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$4,704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	546 ANDORA DR, PUNTA GORDA, FL 33950-7849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12115 OLD MILL RD, OKLAHOMA CITY, OK 73131-7515

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,897.00 (+64.07%)	$595,570 (+80.17%) Land $267,750 Building $327,820	$595,570 (-1.71%) Land $267,750 Building $327,820
2024	$6,032.00 (+1.36%)
2023	$5,951.00 (+4.55%) Homeowner's exemption	$330,560 (+3%)	$605,947 (+3.81%) Land $305,000 Building $300,947
2022	$5,692.00 Homeowner's exemption	$320,932	$583,695 Land $236,300 Building $347,395

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 317 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
ALTIUS Communications Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.