540 Andora Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 540 Andora Dr, Punta Gorda, FL 33950 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1989
Lot Size	0.261 acres (11,402 sqft)
Owner	Company Name on File
Tax Bill	$4,939 (2025)
Flood Zone	Zone AE (high risk)
APN	`41-23-19-432-007`

Property Details

APN / Parcel Number

Primary APN	`41-23-19-432-007`
Alternative APNs	`0095260-088600-4` `10004707599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,704 sqft

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	11,402 sqft (0.261 acres)
Garage Type	Finished
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	32 sqft
Porch	Porch
Porch Area	290 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004707599
Old Parcel Number	00952600886004
Street Address	540 ANDORA DR
City	PUNTA GORDA
State	FL
Zip	33950-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PGI 015 0254 0023 PUNTA GORDA ISLES SEC15 BLK254 LT23 662/1688 918/513 969/73 1633/940 2219/624
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	254
Legal Lot Number	23
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

Source: Charlotte County records · APN 41-23-19-432-007

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	540 ANDORA DR, PUNTA GORDA, FL 33950-7849
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2003
Deed Sale	May 02, 2003
Prior Sale	Aug 05, 1998 · Amount on Record
Deed Document Number	0221900624
Deed Book / Page	01633 / 00940
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,939.00 (-14.19%) Homeowner's exemption	$338,234 (+5.99%)	$571,899 (+6.99%) Land $315,000 Building $256,899
2023	$5,756.00 (+4.64%) Homeowner's exemption	$319,128 (+3%)	$534,533 (+1.57%) Land $305,000 Building $229,533
2022	$5,501.00 Homeowner's exemption	$309,833	$526,269 Land $236,300 Building $289,969

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 823 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured (228 under condo master policies) 624 of 823 individual policies on primary residences
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 6 claims Hurricane Helene (Oct 2024), 6 claims Hurricane Ian (Sep 2022), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.