Charlotte County property record for 543 Andora Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,443 sqft · built 2019 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (May 2018) |
| Tax Bill | $10,926 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2018 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412319433008 |
| Primary APN | 412319433008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| Gross Area | 3,608 sqft |
| 1st Floor Area | 2,443 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 9,600 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 646 sqft |
| Driveway | Driveway |
| Driveway Area | 868 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 480 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 518 sqft |
| Loading Dock | 420 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952600874008 |
|---|---|
| Street Address | 543 ANDORA DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-7850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK254 LT 9 765/137 CT990/1094 CT996/271 1480/1316 3899/2120 DC4142/1491-FSG DC4292/395-RG AFF4292/397 AFF4321/635 4321/637 4470/1374 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 19 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 254 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10405 |
Source: Charlotte County records · APN 412319433008
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 543 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 12, 2019 | Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA |
| Aug 24, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage TIAA FSB |
| May 31, 2018 | Warranty Deed, Transfer MSC TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 20182616947 |
| Deed Book / Page | 4321 / 637 |
| Last Transfer Date | Jul 22, 2019 |
| Transfer Doc | 0044701374 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 12, 2019 |
| Property Address | 543 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Document Number | 0044701374 |
| Book / Page | 4470 / 1374 |
| Map Reference | MB 8 PG 20A-20-Z-5 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 2734403 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MSC TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 543 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Document Number | 0044701376 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 4470/1376 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 24, 2018 |
| Property Address | 543 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Document Number | 0043511184 |
| Book / Page | 004351 / 001184 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2640511 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 291 LAKE AVE SPICER MN 56288, SPICER, MN 56288 |
| Document Number | 43511184 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 004351/001184 |
| Instrument | 2640511 |
| Name | TIAA FSB |
|---|---|
| Address | SARASOTA, FL 34236 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 31, 2018 |
| Property Address | 543 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Document Number | 0043210637 |
| Book / Page | 004321 / 000637 |
| Instrument Date | May 24, 2018 |
| Instrument | 2616947 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3313 SUNSET KEY CIR #104 PUNTA GORDA FL 339553907, 104, PUNTA GORDA, FL 33955-3907 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,926.00 (-6.59%) Homeowner's exemption | $698,474 (+5.99%) | $973,624 (+8.21%) Land $267,750 Building $705,874 |
| 2024 | $11,697.00 (+1.31%) | ||
| 2023 | $11,546.00 (+3.49%) Homeowner's exemption | $659,018 (+3%) | $899,746 (+3.94%) Land $305,000 Building $594,746 |
| 2022 | $11,157.00 Homeowner's exemption | $639,823 | $865,650 Land $236,300 Building $629,350 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
Based on FCC filings for 317 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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