556 Andora Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 556 Andora Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,588 sqft · built 1990
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,900 (Jul 2020)
Tax Bill	$8,580 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`412319432004`

Property Details

APN / Parcel Number

Primary APN	`412319432004`
Alternative APNs	`00952600889001` `10004707596`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,588 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	2,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	9,601 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	384 sqft
Porch	Raised Porch
Porch Area	408 sqft
Loading Dock	168 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952600889001
Street Address	556 ANDORA DR
City	PUNTA GORDA
State	FL
Zip	33950-7849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK254 LT26 697/1105 972/1540 1054/1736 3467/1159 3467/1161 3587/2174 4600/981
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	254
Legal Lot Number	26
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2008
Census Tract	10405

Owner

Source: Charlotte County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5851 NE 14TH TER, FORT LAUDERDALE, FL 33334-5020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 14, 2020	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Aug 2, 2011 · Amount on Record
Deed Document Number	20202829810
Deed Book / Page	4600 / 981
Prior Transfer Date	Dec 30, 2009
Prior Transfer Doc	0034671161
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 23, 2026
Property Address	556 ANDORA DR, PUNTA GORDA, FL 33950-7849
Document Number	0003607447
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Jan 21, 2026
Instrument	3607447
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	556 ANDORA DR, PUNTA GORDA, FL 33950-7849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	556 ANDORA DR, PUNTA GORDA, FL 33950-7849

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 14, 2020
Property Address	556 ANDORA DR, PUNTA GORDA, FL 33950-7849
Document Number	0046000981
Book / Page	4600 / 981
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Jul 9, 2020
Instrument	2829810
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	MSC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,129.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7421 S HIGHLAND CT, 7421, LITTLETON, CO 80120-3947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 ANDORA DR, PUNTA GORDA, FL 33950-7849

Mortgage

Document Number	0004600983
Date	Jul 14, 2020
Instrument	4600/983

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,580.00 (+12.26%) Homeowner's exemption Veteran's exemption	$496,860 (+15.97%)	$701,866 (-5.14%) Land $267,750 Building $434,116
2024	$7,643.00 (+1.46%)
2023	$7,533.00 (-4.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$428,454 (-5.86%)	$739,865 (+7.85%) Land $305,000 Building $434,865
2022	$7,906.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$455,139	$686,003 Land $236,300 Building $449,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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