Charlotte County property record for 537 Andora Dr, Punta Gorda, FL 33950 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,286 sqft · built 1997 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (May 2019) |
| Tax Bill | $7,171 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412319433009 |
| Primary APN | 412319433009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,286 sqft Living Area |
| Gross Area | 2,981 sqft |
| 1st Floor Area | 2,286 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,600 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 477 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 36 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 218 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952600875007 |
|---|---|
| Street Address | 537 ANDORA DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-7850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK254 LT 10 707/390 729/65 840/347 845/785 854/148 1436/1333 2752/605 3397/2064 3864/2146 3993/1317 DC4437/188-FMF 4437/191 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 19 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 254 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10405 |
Source: Charlotte County records · APN 412319433009
Assessment roll updated November 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP |
| May 13, 2019 | Warranty Deed, Transfer · ARM HOMEXPRESS MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2015 · Amount on Record |
| Deed Document Number | 20192708571 |
| Deed Book / Page | 4437 / 191 |
| Prior Transfer Date | Apr 28, 2014 |
| Prior Transfer Doc | 0038642146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 537 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 537 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Document Number | 0048651420 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 4865/1420 |
| Instrument | 3014937 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 13, 2019 |
| Property Address | 537 ANDORA DR, PUNTA GORDA, FL 33950-7850 |
| Document Number | 0044370191 |
| Book / Page | 4437 / 0191 |
| Map Reference | MB 8 PG 20A-20Z5 |
| Instrument Date | May 09, 2019 |
| Instrument | 2708571 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1564 116TH STREET, 1564, LARGO, FL 33778 |
| Name | Verified Name |
|---|---|
| Address | 14920 WICK RD, ALLEN PARK, MI 48101-1504 |
| Document Number | 0002708572 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2708572 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 12.7% |
| Index | 1-Year LIBOR |
| Max Rate | 12.7% |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,171.00 (-10.59%) Homeowner's exemption | $472,544 (+5.99%) | $632,153 (-0.58%) Land $267,750 Building $364,403 |
| 2024 | $8,020.00 (+1.33%) | ||
| 2023 | $7,915.00 (+4.01%) Homeowner's exemption | $445,850 (+3%) | $635,836 (+3.48%) Land $305,000 Building $330,836 |
| 2022 | $7,610.00 Homeowner's exemption | $432,864 | $614,478 Land $236,300 Building $378,178 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 823 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured (228 under condo master policies) 624 of 823 individual policies on primary residences |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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