5450 Guidepost Ter, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 5450 Guidepost Ter, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,504 sqft · built 2019
Lot Size	0.255 acres (11,116 sqft)
Owner	Individual Name on Record
Last Sale	$191,990 (Jun 2019)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-21-31-432-012`

Property Details

APN / Parcel Number

Primary APN	`40-21-31-432-012`
Alternative APNs	`0058211-000000-3` `10004554216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,900 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,116 sqft (0.255 acres)
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	768 sqft
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004554216
Old Parcel Number	00582110000003
Street Address	5450 GUIDEPOST TER
City	PORT CHARLOTTE
State	FL
Zip	33981-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PCH 053 1791 0012 PORT CHARLOTTE SEC53 BLK1791 LT 12 319/720 2082/1400 4260/1438 4353/523 4454/429
Legal Range	21E
Legal Township	40S
Legal Section	31
Legal Subdivision	PORT CHARLOTTE
Legal Block	1791
Legal Lot Number	12
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1063
Census Tract	30102

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5450 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Aug 29, 2018	Warranty Deed, Transfer DHI TITLE/FL INC
Dec 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	Dec 5, 2017
Deed Document Number	2721697
Deed Book / Page	4454 / 0429
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 26, 2019
Property Address	5450 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0044540429
Book / Page	4454 / 0429
Map Reference	MB 5 PG 67-A - 67-E
Instrument Date	Jun 25, 2019
Instrument	2721697
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5450 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060

Mortgage

Document Number	0004454430
Date	Jun 26, 2019
Instrument	4454/430

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 29, 2018
Property Address	5450 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0043530523
Book / Page	004353 / 000523
Instrument Date	Aug 28, 2018
Instrument	2641827
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666461, FORT MYERS, FL 33966-6461

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 5, 2017
Property Address	5450 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0042601438
Book / Page	004260 / 001438
Instrument Date	Nov 15, 2017
Instrument	2569824
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7387 RUBY STONE CT LELAND NC 284517994, LELAND, NC 28451-7994

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (-22.68%) Homeowner's exemption	$180,727 (+5.99%)	$270,202 (+3.73%) Land $20,000 Building $250,202
2023	$2,778.00 (+4.55%) Homeowner's exemption	$170,518 (+3%)	$260,493 (+19.24%) Land $20,000 Building $240,493
2022	$2,657.00 Homeowner's exemption	$165,551	$218,453 Land $14,025 Building $204,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 474 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 in force
Nearby Flood Claims	83 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 16 claims Hurricane Ian, Oct 2022 · 28 claims Hurricane Ian, Oct 2022 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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