5434 Guidepost Ter, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 5434 Guidepost Ter, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 2005
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Dec 2021)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-21-31-432-010`

Property Details

APN / Parcel Number

Primary APN	`40-21-31-432-010`
Alternative APNs	`0058209-000000-7` `10004554214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,868 sqft

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	248 sqft
Shed	1 Shed
Shed Area	130 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004554214
Old Parcel Number	00582090000007
Street Address	5434 GUIDEPOST TER
City	PORT CHARLOTTE
State	FL
Zip	33981-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PCH 053 1791 0010 PORT CHARLOTTE SEC53 BLK1791 LT 10 238/617 769/20 925/436 2186/519 3859/1970 429
Legal Range	21E
Legal Township	40S
Legal Section	31
Legal Subdivision	PORT CHARLOTTE
Legal Block	1791
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1063
Census Tract	30102

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25W078 CANARY CT, NAPERVILLE, IL 60540-3776
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	3036651
Deed Book / Page	4896 / 1907
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 20, 2021
Property Address	5434 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0048961907
Book / Page	4896 / 1907
Map Reference	MB 5 PG 67A-67E
Instrument Date	Dec 15, 2021
Instrument	3036651
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23088 ROUNTREE AVE, 23088, PORT CHARLOTTE, FL 33980-5846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25W078 CANARY CT, NAPERVILLE, IL 60540-3776

Mortgage

Document Number	0048961909
Date	Dec 20, 2021
Instrument	4896/1909

Lender

Name	SOLUTIONS FINANCIAL MORTGAGE COMPAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 31, 2020
Property Address	5434 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0046230054
Book / Page	4623 / 54
Map Reference	MB 5 PG 67
Instrument Date	Aug 28, 2020
Instrument	2845875
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17100 TAMIAMI TRL, 17100, PUNTA GORDA, FL 33955-7110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6168 E CHAPEL LN, INVERNESS, FL 34452-7020

Mortgage

Document Number	0000462356
Date	Aug 31, 2020
Instrument	4623/56

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 23, 2018
Property Address	5434 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0042951346
Book / Page	004295 / 001346
Instrument Date	Mar 22, 2018
Instrument	2597427
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	PREMIER TITLE/FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17100 TAMIAMI TRL #89 PUNTA GORDA FL, 89, PUNTA GORDA, FL

Mortgage

Document Number	42951348
Date	Mar 23, 2018
Book Page	004295/001348
Instrument	2597429

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00 (-8.73%)	$232,024 (+20.62%)	$213,257 (+4.17%) Land $20,000 Building $193,257
2023	$3,885.00 (-4.15%)	$192,366 (-9.45%)	$204,729 (-3.63%) Land $20,000 Building $184,729
2022	$4,053.00	$212,432 Land $14,025 Building $198,407	$212,432 Land $14,025 Building $198,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 474 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 in force
Nearby Flood Claims	83 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 16 claims Hurricane Ian, Oct 2022 · 28 claims Hurricane Ian, Oct 2022 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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