Charlotte County property record for 5441 Guidepost Ter, Port Charlotte, FL 33981
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,070 sqft · built 1990 |
| Lot Size | 0.229 acres (9,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,700 (Apr 2017) |
| Tax Bill | $1,163 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-21-31-431-026 |
| Primary APN | 40-21-31-431-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| Gross Area | 1,415 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Shingle |
| Lot Area | 9,999 sqft (0.229 acres) |
| Garage Area | 300 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004554203 |
|---|---|
| Old Parcel Number | 00581970005006 |
| Street Address | 5441 GUIDEPOST TER |
| City | PORT CHARLOTTE |
| State | FL |
| Zip | 33981-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PCH 053 1790 0016 PORT CHARLOTTE SEC53 BLK1790 LT16 368-628 1038-876 1049-1236 NT4058/1102-WDF PR16-303-WDF LOA40 |
| Legal Range | 21E |
| Legal Township | 40S |
| Legal Section | 31 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Block | 1790 |
| Legal Lot Number | 16 368 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 30102 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5441 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 28, 2017 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Deed Document Number | 2519115 |
| Deed Book / Page | 4192 / 1094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 5441 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2061 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5441 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2061 |
| Document Number | 0003224216 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 3224216 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 28, 2017 |
| Property Address | 5441 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2061 |
| Document Number | 0041921094 |
| Book / Page | 4192 / 1094 |
| Map Reference | MB5 PG67A-67E |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2519115 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | SUNCOAST ONE TITLE & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1267 THOMAS RD, 1267, DECATUR, GA 30030-4618 |
| Name | Verified Name |
|---|---|
| Address | 5441 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2061 |
| Document Number | 0002519116 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2519116 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,163.00 (-35.5%) Homeowner's exemption | $116,257 (+5.99%) | $154,470 (+2.86%) Land $20,000 Building $134,470 |
| 2023 | $1,803.00 (+5.69%) Homeowner's exemption | $109,690 (+3%) | $150,168 (-10.76%) Land $20,000 Building $130,168 |
| 2022 | $1,706.00 Homeowner's exemption | $106,495 | $168,277 Land $14,025 Building $154,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 474 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 474 in force |
| Nearby Flood Claims | 83 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
May also be available: Hotwire Communications, Verizon.
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