5426 Guidepost Ter, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 5426 Guidepost Ter, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1996
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Mar 2006)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`402131432009`

Property Details

APN / Parcel Number

Primary APN	`402131432009`
Alternative APNs	`00582080000008` `10004554213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed/Screened Porch
Porch Area	166 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00582080000008
Street Address	5426 GUIDEPOST TER
City	PORT CHARLOTTE
State	FL
Zip	33981-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC53 BLK1791 LT 9 241/439 613/1765 TD1351/1011 1448/914 CD1452/207 2934/846 3321/1663 4317/774
Legal Range	21E
Legal Township	40S
Legal Section	31
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	1791
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1063
Census Tract	30102

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5426 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
May 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2006 · Amount on Record
Deed Sale	Mar 28, 2006 · Amount on Record
Prior Sale	Mar 12, 1996
Deed Document Number	20061531784
Deed Book / Page	2934 / 846
Last Transfer Date	May 9, 2018
Transfer Doc	0043170774
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5426 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060

Mortgage

Document Number	0003327438
Date	Oct 17, 2023
Instrument	3327438

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5426 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060

Mortgage

Document Number	0048820501
Date	Nov 24, 2021
Book Page	4882/501
Instrument	3026438

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 21, 2018
Property Address	5426 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0043170774
Book / Page	004317 / 000774
Instrument Date	May 9, 2018
Instrument	2614069
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5426 GUIDEPOST TER PORT CHARLOTTE FL 339812060, PORT CHARLOTTE, FL 33981-2060

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (-35.51%) Homeowner's exemption	$121,713 (+5.99%)	$275,071 (+8.5%) Land $17,000 Building $258,071
2024	$1,932.00 (+2.49%)
2023	$1,885.00 (+5.54%) Homeowner's exemption	$114,838 (+3%)	$253,519 (-8.6%) Land $20,000 Building $233,519
2022	$1,786.00 Homeowner's exemption	$111,493	$277,366 Land $14,025 Building $263,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 474 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 in force
Nearby Flood Claims	83 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 16 claims Hurricane Ian, Oct 2022 · 28 claims Hurricane Ian, Oct 2022 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Guidepost Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures