5442 Guidepost Ter, Port Charlotte, FL 33981 Property Records

Charlotte County property record for 5442 Guidepost Ter, Port Charlotte, FL 33981

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,367 sqft · built 2019
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2026)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2026 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`402131432011`

Property Details

APN / Parcel Number

Primary APN	`402131432011`
Alternative APNs	`00582100000004` `10004554215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	1,828 sqft
1st Floor Area	1,367 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	688 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00582100000004
Street Address	5442 GUIDEPOST TER
City	PORT CHARLOTTE
State	FL
Zip	33981-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC53 BLK1791 LT 11 277/356 2081/799 4353/523 4440/1380
Legal Range	21E
Legal Township	40S
Legal Section	31
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	1791
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1063
Census Tract	30102

Owner

Source: Charlotte County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1323 BERKSHIRE CT, VENICE, FL 34292-1551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 31, 2026	Warranty Deed, Transfer HOMEWARD TITLE, HOMEWARD TITLE 2 LLC
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Aug 17, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Mar 31, 2026 · Amount on Record
Deed Document Number	20263670281
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 4, 2026
Property Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0003670281
Instrument Date	Jul 29, 2026
Instrument	20263670281
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$169,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 BERKSHIRE CT, VENICE, FL 34292-1551

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2026
Property Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0003628473
Map Reference	MB 5 PG 67
Instrument Date	Mar 30, 2026
Instrument	3628473
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	HOMEWARD TITLE, HOMEWARD TITLE 2 LLC

Transaction

Amount	Amount Recorded
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	531 SENECA ST, ONEIDA, NY 13421-2314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S CONGRESS AVE, AUSTIN, TX 78704-8707
Investor	Possibly a Property Investor

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5442 GUIDEPOST TER, PT CHARLOTTE, FL 33981-2060

Mortgage

Document Number	0003572008
Date	Sep 26, 2025
Instrument	3572008

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060

Mortgage

Document Number	0048240825
Date	Aug 17, 2021
Book Page	4824/825
Instrument	2985613

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 21, 2019
Property Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Document Number	0044401380
Book / Page	4440 / 1380
Map Reference	MB 5 PG 67A-67E
Instrument Date	May 20, 2019
Instrument	2711341
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5442 GUIDEPOST TER, PORT CHARLOTTE, FL 33981-2060
Investor	Possibly a Property Investor

Mortgage

Document Number	0044401381
Date	May 21, 2019
Instrument	4440/1381

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,711.00 (+3.12%) Homeowner's exemption Disabled Person's exemption	$173,399 (+5.99%)	$240,778 (-3.61%) Land $17,000 Building $223,778
2024	$2,629.00 (+1.7%)
2023	$2,585.00 (+1.77%) Homeowner's exemption Disabled Person's exemption	$163,604 (+3%)	$249,800 (+19.02%) Land $20,000 Building $229,800
2022	$2,540.00 Homeowner's exemption Disabled Person's exemption	$158,839	$209,874 Land $14,025 Building $195,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 474 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	474 in force
Nearby Flood Claims	83 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 16 claims Hurricane Ian, Oct 2022 · 28 claims Hurricane Ian, Oct 2022 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Hotwire Communications, Verizon.

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