5448 Birchbend Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 5448 Birchbend Loop, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,728 sqft · built 1991
Lot Size	0.156 acres (6,831 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2025)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-21-31-509-0000-0230`

Property Details

APN / Parcel Number

Primary APN	`31-21-31-509-0000-0230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,831 sqft
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	192 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5448 BIRCHBEND LOOP
City	OVIEDO
State	FL
Zip	32765-6179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 LAKES OF ALOMA PB 41 PGS 31 TO 33
Legal Range	31E
Legal Township	21S
Legal Section	31
Legal Subdivision	LAKES OF ALOMA
Legal Tract	509
Legal Lot Number	23
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1002
Census Tract	21318

Owner

Source: Seminole County records · APN 31-21-31-509-0000-0230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5448 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 11, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Mar 14, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	2025093179
Deed Book / Page	10900 / 1202
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 19, 2025
Property Address	5448 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Document Number	0109001202
Book / Page	10900 / 1202
Map Reference	MB 41 PG 31-33
Instrument Date	Sep 17, 2025
Instrument	2025093179
Transaction Type	Transfer
Record Updated	Oct 09, 2025
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 W MAIN ST, MIDWAY, UT 84049-8000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 BIRCHBEND LOOP, OVIEDO, FL 32765-6179

Mortgage

Document Number	0109001204
Date	Sep 19, 2025
Instrument	10900/1204

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 11, 2020
Property Address	5448 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Document Number	0095990604
Book / Page	9599 / 604
Map Reference	MB 41 PG 31-33
Instrument Date	Apr 28, 2020
Instrument	2020048718
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 MISSISSIPPI AVE, 1100, CHATTANOOGA, TN 37405-3626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 URI LN, MIDWAY, UT 84049-6116

Mortgage

Document Number	0009599606
Date	May 11, 2020
Instrument	9599/606

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 14, 2018
Property Address	5448 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Document Number	0090910746
Book / Page	09091 / 0746
Map Reference	MB41 PG31-33
Instrument Date	Mar 09, 2018
Instrument	2018028213
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,962.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 BIRCHBEND LOOP, OVIEDO, FL 32765-6179

Mortgage

Document Number	2018028214
Date	Mar 14, 2018
Instrument	2018028214

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,396.00 (+3.27%)	$395,286 (+1.4%)	$395,286 (+1.4%) Land $110,000 Building $285,286
2024	$5,225.00 (+5.3%)	$389,831 (+2.37%)	$389,831 (+2.37%) Land $110,000 Building $279,831
2023	$4,962.00 (+10.88%)	$380,811 (+16.02%)	$380,811 (+9.77%) Land $110,000 Building $270,811
2022	$4,475.00	$328,226	$346,920 Land $95,000 Building $251,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 31 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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