Seminole County property record for 5436 Birchbend Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,207 sqft · built 1992 |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Oct 2023) |
| Tax Bill | $5,389 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-21-31-509-0000-0210 |
| Primary APN | 31-21-31-509-0000-0210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,207 sqft Living Area |
| 1st Floor Area | 1,121 sqft |
| 2nd Floor Area | 1,086 sqft |
| Upper Floors Area | 1,086 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5436 BIRCHBEND LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 LAKES OF ALOMA PB 41 PGS 31 TO 33 |
| Legal Range | 31 |
| Legal Township | 21 |
| Legal Section | 31 |
| Legal Subdivision | LAKES OF ALOMA |
| Legal Tract | 509 |
| Legal Lot Number | 21 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21318 |
Source: Seminole County records · APN 31-21-31-509-0000-0210
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5436 BIRCHBEND LOOP, OVIEDO, FL 32765-6179 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 02, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Prior Sale | Dec 02, 2020 · Amount on Record |
| Deed Document Number | 0010530438 |
| Deed Book / Page | 10530 / 438 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 30, 2023 |
| Property Address | 5436 BIRCHBEND LOOP, OVIEDO, FL 32765-6179 |
| Document Number | 0105300438 |
| Book / Page | 10530 / 438 |
| Map Reference | MB 41 PG 31 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023099882 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5436 BIRCHBEND LOOP, OVIEDO, FL 32765-6179 |
| Name | Verified Name |
|---|---|
| Address | 5436 BIRCHBEND LOOP, OVIEDO, FL 32765-6179 |
| Document Number | 0010530441 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 10530/441 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 02, 2020 |
| Property Address | 5436 BIRCHBEND LOOP, OVIEDO, FL 32765-6179 |
| Document Number | 0097750623 |
| Book / Page | 9775 / 623 |
| Map Reference | MB 41 PG 31-33 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 2020138045 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42432 RINGNECK PL, 42432, BRAMBLETON, VA 20148-5691 |
| Name | Verified Name |
|---|---|
| Address | 5436 BIRCHBEND LOOP, OVIEDO, FL 32765-6179 |
| Document Number | 0009775625 |
|---|---|
| Date | Dec 02, 2020 |
| Instrument | 9775/625 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,389.00 (+28.65%) Homeowner's exemption | $437,724 (+34.06%) | $437,724 (-1%) Land $110,000 Building $327,724 |
| 2023 | $4,189.00 (+2.52%) Homeowner's exemption | $326,521 (+3%) | $442,139 (+9.57%) Land $110,000 Building $332,139 |
| 2022 | $4,086.00 Homeowner's exemption | $317,011 | $403,514 Land $95,000 Building $308,514 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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