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5424 Birchbend Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 5424 Birchbend Loop, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,146 sqft · built 1990
Lot Size0.145 acres (6,301 sqft)
Owner2 Individual Names on File
Last Sale$325,900 (Aug 2020)
Tax Bill$6,384 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-21-31-509-0000-0190

Property Details

APN / Parcel Number

Primary APN31-21-31-509-0000-0190
Alternative APN
  • 21313150900000190

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,146 sqft Living Area
Gross Area2,586 sqft
1st Floor Area1,250 sqft
Upper Floors Area896 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area6,301 sqft (0.145 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5424 BIRCHBEND LOOP
CityOVIEDO
StateFL
Zip32765-6179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 LAKES OF ALOMA PB 41 PGS 31 TO 33
Legal Range31E
Legal Township21S
Legal Section31
Legal SubdivisionLAKES OF ALOMA
Legal Tract509
Legal Lot Number19
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1002
Census Tract21318

Owner

Source: Seminole County records · APN 31-21-31-509-0000-0190

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5424 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 17, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Prior SaleJan 17, 2018 · Amount on Record
Deed Document Number202089258
Deed Book / Page9678 / 1550
Prior Transfer DateJul 14, 2003
Prior Transfer Doc0000146073
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 17, 2020
Property Address5424 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Document Number0096781550
Book / Page9678 / 1550
Map ReferenceMB 41 PG 31-33
Instrument DateAug 14, 2020
Instrument2020089258
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyPROVINCIAL TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,281.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11831 SW 27TH ST, 11831, MIRAMAR, FL 33025-0783

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address501 SURL DR, WILLIAMSBURG, VA 23185-4376

Mortgage

Document Number0096781551
DateAug 17, 2020
Instrument9678/1551
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 17, 2018
Property Address5424 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Document Number0090581315
Book / Page009058 / 001315
Instrument DateJan 08, 2018
Instrument5490
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyCENTURION TITLE GROUP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5424 BIRCHBEND LOOP OVIEDO FL 327656179, OVIEDO, FL 32765-6179

Mortgage

Document Number90581316
DateJan 17, 2018
Book Page009058/001316
Instrument5491
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2048

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,384.00 (+16.28%)$440,326 (+3.89%) Land $110,000 Building $330,326$440,326 (+3.89%) Land $110,000 Building $330,326
2023$5,490.00 (+10.98%)$423,856 (+16.11%)$423,856 (+9.58%) Land $110,000 Building $313,856
2022$4,947.00$365,050$386,811 Land $95,000 Building $291,811

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 239 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Lumen Technologies, Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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