Seminole County property record for 5435 Birchbend Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,833 sqft · built 1990 |
| Lot Size | 0.172 acres (7,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,550 (Aug 2020) |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Apr 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-21-31-509-0000-0260 |
| Primary APN | 31-21-31-509-0000-0260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| Gross Area | 2,233 sqft |
| 1st Floor Area | 1,833 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,480 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Aluminum Porch |
| Porch Area | 207 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5435 BIRCHBEND LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1BB |
| Legal Description | LOT 26 LAKES OF ALOMA PB 41 PGS 31 TO 33 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 31 |
| Legal Subdivision | LAKES OF ALOMA |
| Legal Tract | 509 |
| Legal Lot Number | 26 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21318 |
Source: Seminole County records · APN 31-21-31-509-0000-0260
Assessment roll updated December 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5435 BIRCHBEND LOOP, OVIEDO, FL 32765-6180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 03, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on Record |
| Deed Sale | Aug 21, 2020 · Amount on Record |
| Prior Sale | Jun 04, 2015 · Amount on Record |
| Deed Document Number | 202092143 |
| Deed Book / Page | 9684 / 943 |
| Prior Transfer Date | Apr 02, 2020 |
| Prior Transfer Doc | 0095721853 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 21, 2020 |
| Property Address | 5435 BIRCHBEND LOOP, OVIEDO, FL 32765-6180 |
| Document Number | 0096840943 |
| Book / Page | 9684 / 943 |
| Map Reference | MB 41 PG 31-33 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020092143 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,524.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 RED HAVEN LN, 628, OVIEDO, FL 32765-6281 |
| Name | Verified Name |
|---|---|
| Address | 5435 BIRCHBEND LOOP, OVIEDO, FL 32765-6180 |
| Document Number | 0009684945 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 9684/945 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 03, 2020 |
| Property Address | 5435 BIRCHBEND LOOP, OVIEDO, FL 32765-6180 |
| Document Number | 0095721853 |
| Book / Page | 009572 / 001853 |
| Instrument Date | Apr 02, 2020 |
| Instrument | 36313 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5435 BIRCHBEND LOOP OVIEDO FL 327656180, OVIEDO, FL 32765-6180 |
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,922.00 (+9.95%) Homeowner's exemption | $296,540 (+5.99%) | $393,153 (+3.73%) Land $110,000 Building $283,153 |
| 2023 | $3,567.00 (+2.56%) Homeowner's exemption | $279,789 (+3%) | $379,023 (+9.81%) Land $110,000 Building $269,023 |
| 2022 | $3,478.00 Homeowner's exemption | $271,640 | $345,153 Land $95,000 Building $250,153 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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