5418 Birchbend Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 5418 Birchbend Loop, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,736 sqft · built 1991
Lot Size0.135 acres (5,913 sqft)
OwnerIndividual Name on File
Last Sale$288,000 (Jul 2018)
Tax Bill$3,311 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-21-31-509-0000-0180

Property Details

APN / Parcel Number

Primary APN31-21-31-509-0000-0180

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area5,913 sqft
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5418 BIRCHBEND LOOP
CityOVIEDO
StateFL
Zip32765-6179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 LAKES OF ALOMA PB 41 PGS 31 TO 33
Legal Range31E
Legal Township21S
Legal Section31
Legal SubdivisionLAKES OF ALOMA
Legal Tract509
Legal Lot Number18
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1002
Census Tract21318

Owner

Source: Seminole County records · APN 31-21-31-509-0000-0180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5418 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 11, 2018Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Prior SaleSep 12, 2003 · Amount on Record
Deed Document Number2018079740
Deed Book / Page09170 / 1569
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address5418 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096410309
DateJul 06, 2020
Book Page9641/309
Instrument2020070248
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJul 11, 2018
Property Address5418 BIRCHBEND LOOP, OVIEDO, FL 32765-6179
Document Number0091701569
Book / Page09170 / 1569
Map ReferenceMB41 PG31-33
Instrument DateJul 06, 2018
Instrument2018079740
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanySAINT LAWRENCE TITLE IC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,862.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9815 SEASONS WEST DR # DR330, 9815, CARMEL, IN 46280-1299

Transferred To (Grantee/Buyer)

NameVerified Name
Address5418 BIRCHBEND LOOP, OVIEDO, FL 32765-6179

Mortgage

Document Number2018079741
DateJul 11, 2018
Instrument2018079741
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,311.00 (+0.46%) Homeowner's exemption$274,978 (+5.99%)$391,238 (+3.78%) Land $110,000 Building $281,238
2023$3,296.00 (+2.58%) Homeowner's exemption$259,445 (+3%)$376,973 (+9.89%) Land $110,000 Building $266,973
2022$3,213.00 Homeowner's exemption$251,888$343,056 Land $95,000 Building $248,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213181, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Lumen Technologies, Xfinity.

Based on FCC filings for 239 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3590571, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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