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  5. Worthington Loop

5441 Worthington Loop, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 5441 Worthington Loop, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,194 sqft · built 1989
Lot Size0.217 acres (9,470 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Sep 2026)
Tax Bill$133 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APNC62-000-757-2520-0

Property Details

APN / Parcel Number

Primary APNC62-000-757-2520-0
Alternative APNs
  • 26-27-16-98233-000-0890
  • 271626982330000890
  • 162726982330000890
  • R281237

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,194 sqft Living Area
Gross Area3,006 sqft
1st Floor Area2,194 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,470 sqft (0.217 acres)
Lot Dimensions116 ft deep x 85 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area371 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR281237
Street Address5441 WORTHINGTON LOOP
CityPALM HARBOR
StateFL
Zip34685-1163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionWINDEMERE LOT 89
Legal Range16E
Legal Township27S
Legal Section26
Legal SubdivisionWINDEMERE
Legal Tract98233
Legal Lot Number89
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27332

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5441 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE MORTGAGE
Sep 9, 2022Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 23, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2026 · Amount on Record
Deed SaleSep 14, 2026 · Amount on Record
Prior SaleSep 9, 2022 · Amount on Record
Deed Document Number2026245221
Deed Book / Page23692 / 405
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 14, 2026
Property Address5441 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Document Number0000245221
Book / Page23692 / 405
Instrument DateSep 10, 2026
Instrument2026245221
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$445,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5441 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163

Mortgage

Document Number0000245222,
DateSep 14, 2026
Book Page23692/407
Instrument2026245222
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 9, 2022
Property Address5441 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Document Number0221962322
Book / Page22196 / 2322
Map ReferenceMB 100 PG 23
Instrument DateSep 8, 2022
Instrument2022274092
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyKEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,199.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2337 PINDOS DR, 2337, CARY, NC 27519-6839

Transferred To (Grantee/Buyer)

NameVerified Name
Address452 W ARCHER DR, PUEBLO, CO 81007-2824

Mortgage

Document Number0221962324
DateSep 9, 2022
Instrument22196/2324
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address5441 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5441 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163

Mortgage

Document Number0216812315
DateAug 23, 2021
Book Page21681/2315
Instrument2021275780
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$133.00 (+9.92%)$542,370 (+5.99%)$550,447 (+7.57%) Land $163,577 Building $386,870
2023$121.00 (-97.1%) Homeowner's exemption$511,733 (+92.27%)$511,733 (+25.26%) Land $201,088 Building $310,645
2022$4,170.00 Homeowner's exemption$266,157$408,537 Land $147,283 Building $261,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 318 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies318 in force
Nearby Flood Claims5 (2022–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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