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5424 Worthington Loop, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 5424 Worthington Loop, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,782 sqft · built 1990
Lot Size0.203 acres (8,821 sqft)
OwnerIndividual Name on Record
Last Sale$695,000 (May 2024)
Tax Bill$9,881 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Jul 2022 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APNC62-000-757-2497-1

Property Details

APN / Parcel Number

Primary APNC62-000-757-2497-1
Alternative APNs
  • 26-27-16-98233-000-0660
  • 271626982330000660
  • 162726982330000660
  • R281214

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,782 sqft Living Area
Gross Area3,782 sqft
1st Floor Area1,935 sqft
Upper Floors Area847 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,821 sqft (0.203 acres)
Lot Dimensions113 ft deep x 81 ft wide
View / LotPond
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area468 sqft
Deck Area400 sqft
Patio Area400 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR281214
Street Address5424 WORTHINGTON LOOP
CityPALM HARBOR
StateFL
Zip34685-1164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionWINDEMERE LOT 66
Legal Range16E
Legal Township27S
Legal Section26
Legal SubdivisionWINDEMERE
Legal Tract98233
Legal Lot Number66
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1003
Census Tract27332

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Jul 27, 2022Affidavit of Death of Joint Tenant, Transfer
TROPICAL TITLE INSURANCE LLC
Jul 27, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2024 · Amount on Record
Deed SaleMay 1, 2024 · Amount on Record
Prior SaleJul 27, 2022 · Amount on Record
Deed Document Number2024110705
Deed Book / Page22784 / 2059
Prior Transfer DateApr 22, 2015
Prior Transfer Doc0000131905
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 1, 2024
Property Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Document Number0227842059
Book / Page22784 / 2059
Map ReferenceMB 100 PG 23-32
Instrument DateApr 29, 2024
Instrument2024110705
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyLA MAISON TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,865.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164

Mortgage

Document Number0227842061
DateMay 1, 2024
Instrument22784/2061
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateMay 1, 2029
Change Frequency5 Years
Min Rate At Change3.62%
Max Rate At Change7.62%
Index5-Year TN
Margin2
Max Rate10.6%

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPINELLAS FL
Recording DateJul 27, 2022
Property Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Document Number0221472233
Book / Page22147 / 2233
Map ReferenceMB 100 PG 23-32
Instrument DateJul 25, 2022
Instrument2022230219
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 27, 2022
Property Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Document Number0221472234
Book / Page22147 / 2234
Map ReferenceMB 100 PG 23-32
Instrument DateJul 25, 2022
Instrument2022230220
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2210 UTOPIAN DR E # E305, 2210, CLEARWATER, FL 33763-4261

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164

Mortgage

Document Number0221472236
DateJul 27, 2022
Instrument22147/2236
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,881.00 (+9.24%) Homeowner's exemption$581,743 (+7.91%) Land $157,841 Building $423,902$581,743 (+7.91%) Land $157,841 Building $423,902
2023$9,045.00 (+153.57%) Homeowner's exemption$539,104 (+131.08%)$539,104 (+13.72%) Land $197,188 Building $341,916
2022$3,567.00 Homeowner's exemption Widower's exemption$233,293$474,065 Land $145,208 Building $328,857

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 318 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies318 in force
Nearby Flood Claims5 (2022–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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