5425 Worthington Loop, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 5425 Worthington Loop, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,518 sqft · built 1994
Lot Size	0.217 acres (9,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (Jul 2024)
Tax Bill	$7,368 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`C62-000-757-2522-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-2522-6`
Alternative APNs	`26-27-16-98233-000-0910` `271626982330000910` `162726982330000910` `R281239`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,518 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	2,518 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,466 sqft (0.217 acres)
Lot Dimensions	116 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R281239
Street Address	5425 WORTHINGTON LOOP
City	PALM HARBOR
State	FL
Zip	34685-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	WINDEMERE LOT 91
Legal Range	16E
Legal Township	27S
Legal Section	26
Legal Subdivision	WINDEMERE
Legal Tract	98233
Legal Block	1
Legal Lot Number	91
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27332

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5425 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 22, 2021	Intrafamily Transfer, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC
Sep 26, 2019	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Jul 22, 2021
Deed Document Number	2024192937
Deed Book / Page	22877 / 2212
Prior Transfer Date	May 12, 2021
Prior Transfer Doc	0216380685
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5425 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163

Mortgage

Document Number	0233391373
Date	Oct 27, 2025
Book Page	23339/1373
Instrument	2025304058

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jul 22, 2021
Property Address	5425 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Document Number	0216380685
Book / Page	21638 / 685
Map Reference	MB 100 PG 23-32
Instrument Date	May 12, 2021
Instrument	2021240663
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163

Mortgage

Document Number	21638689
Date	Jul 22, 2021
Instrument	21638/689

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 26, 2019
Property Address	5425 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1163
Document Number	0207090083
Book / Page	020709 / 000083
Instrument Date	Sep 23, 2019
Instrument	311246
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	MASTERPIECE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5425 WORTHINGTON LOOP PALM HARBOR FL 346851163, PALM HARBOR, FL 34685-1163

Mortgage

Document Number	207090086
Date	Sep 26, 2019
Book Page	020709/000086
Instrument	311247

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,368.00 (+25.48%)	$442,542 (+24.06%)	$557,939 (+6.72%) Land $166,577 Building $391,362
2024	$5,872.00 (+1.73%)
2023	$5,772.00 (+2.76%) Homeowner's exemption	$356,717 (+3%)	$522,823 (+15.9%) Land $205,226 Building $317,597
2022	$5,617.00 Homeowner's exemption	$346,327	$451,115 Land $151,033 Building $300,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 318 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	318 in force
Nearby Flood Claims	5 (2022–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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