5436 Worthington Loop, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 5436 Worthington Loop, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,359 sqft · built 1989
Lot Size	0.203 acres (8,821 sqft)
Owner	Individual Name on Record
Last Sale	$38,200 (Nov 2015)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`C62-000-757-2495-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-2495-5`
Alternative APNs	`26-27-16-98233-000-0640` `271626982330000640` `162726982330000640` `R281212`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,359 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	2,359 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,821 sqft (0.203 acres)
Lot Dimensions	113 ft deep x 81 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	298 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R281212
Street Address	5436 WORTHINGTON LOOP
City	PALM HARBOR
State	FL
Zip	34685-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	WINDEMERE LOT 64
Legal Range	16E
Legal Township	27S
Legal Section	26
Legal Subdivision	WINDEMERE
Legal Tract	98233
Legal Lot Number	64
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27332

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5436 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 8, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2015 · Amount on Record
Deed Sale	Nov 17, 2015 · Amount on Record
Prior Sale	Aug 21, 2002 · Amount on Record
Deed Document Number	2015334470
Deed Book / Page	18990 / 1953
Transfer Doc	9679001970
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5436 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164

Mortgage

Document Number	0219972100
Date	Mar 30, 2022
Book Page	21997/2100
Instrument	2022100249

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	5436 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206092396
Date	Jul 11, 2019
Book Page	20609/2396
Instrument	2019218703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Feb 8, 2018
Property Address	5436 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Document Number	0199352163
Book / Page	19935 / 2163
Map Reference	MB100 PG23-32
Instrument Date	Feb 1, 2018
Instrument	2018041030
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SILK ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5436 WORTHINGTON LOOP, 5436, PALM HARBOR, FL 34685-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5436 WORTHIGTON LOOP, PALM HARBOR, FL 34685-1164

Mortgage

Document Number	2018041031
Date	Feb 8, 2018
Instrument	2018041031

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,769.00 (+5.93%) Homeowner's exemption	$243,179 (+5.99%)	$582,312 (+10.37%) Land $159,277 Building $423,035
2024	$3,558.00 (+1.98%)
2023	$3,489.00 (+3.04%) Homeowner's exemption	$229,443 (+3%)	$527,604 (+15.26%) Land $195,612 Building $331,992
2022	$3,386.00 Homeowner's exemption	$222,760	$457,762 Land $144,392 Building $313,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 318 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	318 in force
Nearby Flood Claims	5 (2022–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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