5430 Worthington Loop, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 5430 Worthington Loop, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,263 sqft · built 1988
Lot Size0.202 acres (8,825 sqft)
Owner2 Owner Names on File
Last Sale$210,000 (May 2012)
Tax Bill$10,127 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone A (high risk)
APNC62-000-757-2496-3

Property Details

APN / Parcel Number

Primary APNC62-000-757-2496-3
Alternative APNs
  • 26-27-16-98233-000-0650
  • 162726982330000650
  • R281213

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,263 sqft Heated Area
1st Floor Area2,263 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2003
Architectural StyleDome
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,825 sqft (0.202 acres)
Lot Dimensions113 ft deep x 81 ft wide
View / LotPark
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area460 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR281213
Old Parcel Number162726982330000650
Street Address5430 WORTHINGTON LOOP
CityPALM HARBOR
StateFL
Zip34685-1164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDEMERE LOT 65
Legal Range16
Legal Township27
Legal Section26
Legal SubdivisionWINDEMERE
Legal Lot Number65
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1003
Census Tract27332

Owner

The current owner of 5430 Worthington Loop bought it in May 2012.

Source: Pinellas County records, as of December 26, 2025

Owner of Record2 Owner Names on File
Mailing Address11026 SW MADRONE CT, TUALATIN, OR 97062-8161

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2012 · Amount on File
Deed SaleMay 11, 2012 · Amount on File
Prior SaleJul 31, 1998 · Amount on File
Deed Document Number2012136283
Deed Book / Page17579 / 819
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address5430 WORTHINGTON LOOP, PALM HARBOR, FL 34685-1164
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyGUARTLIRIN TITIC OF FLORIDA

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 SEA OATS TR1, 1, SOUTHERN SHORES, NC 27949-3202

Mortgage

Document Number0211912324
DateOct 2, 2020
Book Page21191/2324
Instrument2020294178
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5430 Worthington Loop was $10,127.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,127.00$553,600$553,600 Land $159,969 Building $393,631
2023$3,401.00 (+3.06%) Homeowner's exemption$224,565 (+3%)$505,043 (+15.62%) Land $197,422 Building $307,621
2022$3,300.00 Homeowner's exemption$218,024$436,820 Land $145,275 Building $291,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5430 Worthington Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 318 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies318 in force
Nearby Flood Claims5 (2022–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5430 Worthington Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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