Stearns County property record for 5435 40th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1975 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,318 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0626 |
| Primary APN | 82-44152-0626 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Width | 150 ft Width |
| Garage Area | 1,196 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5435 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | .67A W150' OF E775' OF S233' OF S2 SW4 OLD # 30.19099.000 SECTION 32 TOWNSHIP 124 RANGE 028 SECTION 32 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 32 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 401 |
Source: Stearns County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5435 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 30, 2026 | Affidavit, Transfer |
| Jul 31, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2026 |
| Transfer Doc | 0001718264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 30, 2026 |
| Property Address | 5435 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Document Number | 0001718174 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20261718174 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5435 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 31, 2026 |
| Property Address | 5435 40TH ST S, SAINT CLOUD, MN 56301-8823 |
| Document Number | 0001718264 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20261718264 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5435 40TH ST S, SAINT CLOUD, MN 56301-8823 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,318.00 (+24.09%) | $208,000 (-) Land $50,000 Building $158,000 | $208,000 (-) Land $50,000 Building $158,000 |
| 2025 | $208,000 (+7.44%) Land $50,000 Building $158,000 | $208,000 (+7.44%) Land $50,000 Building $158,000 | |
| 2023 | $1,868.00 | $193,600 Land $35,000 Building $158,600 | $193,600 Land $35,000 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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