Stearns County property record for 5643 40th St S, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,308 sqft · built 1957 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,058 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-44152-0628 |
| Primary APN | 82-44152-0628 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 5643 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .53A E100' OF S233' OF W1376.5' OF S2 SW4 OLD # 30.19100.000 SECTION 32 TOWNSHIP 124 RANGE 028 SECTION 32 TOWNSHIP 124 RANGE |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 32 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 401 |
Source: Stearns County records · APN 82-44152-0628
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5643 40TH ST S, SAINT CLOUD, MN 56301-8825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,058.00 (+25.18%) | $189,000 (-) Land $50,000 Building $139,000 | $189,000 (-) Land $50,000 Building $139,000 |
| 2025 | $189,000 (+7.14%) Land $50,000 Building $139,000 | $189,000 (+7.14%) Land $50,000 Building $139,000 | |
| 2023 | $1,644.00 | $176,400 Land $35,000 Building $141,400 | $176,400 Land $35,000 Building $141,400 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 62% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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